37 Emery Rd, Townsend, MA 01469 Property Records

Middlesex County and Townsend Town property record for 37 Emery Rd, Townsend, MA 01469

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,805 sqft · built 1977
Lot Size	0.459 acres (19,998 sqft)
Owner	Individual Name on File
Last Sale	$237,500 (Nov 2015)
Tax Bill	$5,279 (2026)
Deeds & Mortgages	Jul 2025 Line of Credit Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0016 B:0050 L:0022`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0016 B:0050 L:0022`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,805 sqft Living Area
Gross Area	2,657 sqft
Basement Area	768 sqft
Unfinished Basement	461 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	19,998 sqft (0.459 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	37 EMERY RD
City	TOWNSEND
State	MA
Zip	01469-1272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Block	50
Legal Lot Number	22
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	1
Census Block	1015
Census Tract	301102

Owner

37 Emery Rd is owned and occupied by an individual who bought it in November 2015.

Source: Middlesex County and Townsend Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	37 EMERY RD, TOWNSEND, MA 01469-1272
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2025	Deed of Trust, Mortgage · Line of Credit WORKERS CU
Jun 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Nov 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2015 · Amount on File
Deed Sale	Nov 30, 2015 · Amount on File
Deed Book / Page	66455 / 26
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	37 EMERY RD, TOWNSEND, MA 01469-1272
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084333-571
Date	Jul 9, 2025
Book Page	84333/571
Instrument	79297

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2045

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	37 EMERY RD, TOWNSEND, MA 01469-1272
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077948-497
Date	Jun 7, 2021
Book Page	77948/497
Instrument	127854

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	37 EMERY RD, TOWNSEND, MA 01469-1272
Document Number	71922-47
Instrument Date	Nov 3, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 EMERY RD TOWNSEND MA 014691272, TOWNSEND, MA 01469-1272

Mortgage

Document Number	71922-47
Date	Nov 26, 2018
Book Page	071922/000047
Instrument	9617

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 25, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 37 Emery Rd was $5,279, up 3.6% from the year before.

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,279.00 (+3.61%)	$383,900 (+9.4%) Land $103,000 Building $277,500	$488,300 (-)
2025	$5,095.00 (+2.66%)	$350,900 (+1.89%) Land $90,600 Building $260,300	$488,300 (+1.46%)
2024	$4,963.00 (+1.33%)	$344,400 (+7.29%) Land $90,600 Building $253,800	$481,270
2023	$4,898.00	$321,000 Land $78,300 Building $242,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 37 Emery Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1984–2018)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Apr 2018 · rainfall accumulation
Claims by Event	Flooding, Apr 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 Emery Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSEND WATER DEPARTMENT serves 6,832 people · EPA ID MA2299000
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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