37 Elmdale St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 37 Elmdale St, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,010 sqft · built 1940
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Jun 2026)
Tax Bill	$3,246 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`245-11250-36-001`

Property Details

APN / Parcel Number

Primary APN	`245-11250-36-001`
Alternative APN	`WSPR M:00245 B:11250 L:00036`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,010 sqft Living Area
Gross Area	2,280 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	245-11250-36-001
Street Address	37 ELMDALE ST
City	WEST SPRINGFIELD
State	MA
Zip	01089-2705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	11250
Legal Lot Number	36
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	2
Census Block	2005
Census Tract	812201

Owner

Source: Hampden County and West Springfield Town City records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	199 RAGGED HILL RD, WEST BROOKFIELD, MA 01585-2523
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · FHA Mortgage LEADERONE FINANCIAL
Jun 4, 2026	Quit Claim Deed, Transfer · Conventional Mortgage NORTH BROOKFIELD SAVINGS BANK
Feb 26, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG
Sep 13, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FRANK J DIGENNARO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Prior Sale	Sep 13, 2019 · Amount on Record
Deed Document Number	202625079
Deed Book / Page	26358 / 596
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	37 ELMDALE ST, WEST SPRINGFIELD, MA 01089-2705
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023918-499
Date	Jun 2, 2021
Book Page	23918/499
Instrument	37939

Lender

Name	LEADERONE FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Jun 4, 2026
Property Address	37 ELMDALE ST, WEST SPRINGFIELD, MA 01089-2705
Document Number	026358-596
Book / Page	26358 / 596
Instrument Date	Jun 1, 2026
Instrument	202625079
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	199 RAGGED HILL RD, WEST BROOKFIELD, MA 01585-2523

Mortgage

Date	Jun 4, 2026

Lender

Name	NORTH BROOKFIELD SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.23%
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	37 ELMDALE ST, WEST SPRINGFIELD, MA 01089-2705
Document Number	23101-560
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	37 ELMDALE ST WEST SPRINGFIELD MA 010892705, WEST SPRINGFIELD, MA 01089-2705

Mortgage

Document Number	23101-560
Date	Feb 26, 2020
Book Page	023101/000560
Instrument	10440

Lender

Name	NATIONS LNDG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Sep 13, 2019
Property Address	37 ELMDALE ST, WEST SPRINGFIELD, MA 01089-2705
Document Number	22852-567
Book / Page	22852 / 567
Instrument Date	Sep 12, 2019
Instrument	52789
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 WILLIAMS ST # 192, 192, LONGMEADOW, MA 01106-2063

Mortgage

Document Number	52790
Date	Sep 13, 2019
Instrument	52790

Lender

Name	FRANK J DIGENNARO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,246.00 (+1%)	$218,300 (+0.6%) Land $94,400 Building $123,900	$217,550
2024	$3,214.00 (+12.3%)	$217,000 (+17.81%) Land $94,400 Building $122,600
2023	$2,862.00	$184,200 Land $84,900 Building $99,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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