37 Elm St, Camden, NY 13316 Property Records

Oneida County and Camden Town property record for 37 Elm St, Camden, NY 13316

Property Summary

Property Type	Single Family Home
Lot Size	0.133 acres (5,808 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Sep 2009)
Tax Bill	$2,196 (2026)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`303001 128.013-2-18`

Property Details

APN / Parcel Number

Primary APN	`303001 128.013-2-18`
Alternative APNs	`300112801300020180000000` `001980`

Exterior

Lot Area	5,808 sqft (0.133 acres)
Lot Dimensions	132 ft deep x 44 ft wide

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	001980
Street Address	37 ELM ST
City	CAMDEN
State	NY
Zip	13316-1034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	N PLUMLEY E SCHOOL S BROWN W ELM ST
Legal Block	2
Legal Lot Number	18.000
Jurisdiction	ONEIDA NY
Township / Civil Division	CAMDEN
Census Block Group	3
Census Block	3007
Census Tract	24500

Owner

37 Elm St is owned and occupied by an individual who bought it in September 2009.

Source: Oneida County and Camden Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	37 ELM ST, CAMDEN, NY 13316-1034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2009 · Amount on File
Deed Sale	Sep 18, 2009 · Amount on File
Prior Sale	Sep 18, 2000 · Amount on File
Deed Book / Page	2009 / 15197
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	37 ELM ST, CAMDEN, NY 13316-1034
Document Number	0000011810
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 ELM ST CAMDEN NY 133161034, CAMDEN, NY 13316-1034

Mortgage

Document Number	0000011810
Date	Aug 9, 2017
Instrument	11810

Lender

Name	AMERICU CU
Type	Credit Union
Address	ROME, NY 13440

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 8, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 37 Elm St was $2,196 with a homeowner's exemption, up 2.8% from the year before.

Source: Oneida County and Camden Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Camden Town
Municipality	Camden Village
Unified School District	Camden Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,196.00 (+2.81%) Homeowner's exemption
2025	$2,136.00	$2,450 Land $200 Building $2,250	$153,125 Land $12,500 Building $140,625
2023		$2,250 (-) Land $200 Building $2,050	$122,283 (+14.13%) Land $10,870 Building $111,413
2022	$662.00 Homeowner's exemption	$2,250 Land $200 Building $2,050	$107,143 Land $9,524 Building $97,619

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 37 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1979–2000)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2000 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMDEN VILLAGE (GU) serves 2,800 people · EPA ID NY3202385
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20