37 Dusty Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 37 Dusty Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,092 sqft · built 1998
Lot Size	1.29 acres (56,192 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Nov 2016)
Tax Bill	$1,058 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`455002961183000`

Property Details

APN / Parcel Number

Primary APN	`455002961183000`
Alternative APN	`50106`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,092 sqft Heated Area
Gross Area	2,780 sqft
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Finished Basement	1,092 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	56,192 sqft (1.29 acres)
Lot Dimensions	288 ft deep x 167 ft wide
Garage Area	100 sqft
Deck Area	596 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	50106
Street Address	37 DUSTY LN
City	MURPHY
State	NC
Zip	28906-7699
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P/O LOT 11 RANGER ESTATES 1547/1017
Legal Subdivision	RANGER ESTATES
Legal Lot Number	11
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2011
Census Tract	930605

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	37 DUSTY LN, MURPHY, NC 28906-7699
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jul 10, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2016 · Amount on Record
Deed Sale	Nov 4, 2016 · Amount on Record
Prior Sale	Oct 14, 2011 · Amount on Record
Deed Document Number	20164844
Deed Book / Page	1547 / 1017
Last Transfer Date	Jun 28, 2019
Transfer Doc	01617/0692
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	37 DUSTY LN, MURPHY, NC 28906-7699
Transaction Type	Mortgage
Record Updated	Oct 6, 2022
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01627/0282
Date	Oct 29, 2019
Book Page	01627/0282
Instrument	05203

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Jul 10, 2019
Property Address	37 DUSTY LN, MURPHY, NC 28906-7699
Document Number	01617/0692
Book / Page	01617 / 0692
Instrument Date	Jun 28, 2019
Instrument	03058
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 DUSTY LN, MURPHY, NC 28906-7699

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,058.00	$148,120 (-)	$148,120 (-) Land $14,000 Building $134,120
2023		$148,120	$148,120 Land $14,000 Building $134,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dusty Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures