37 Davis Dr, Silver Bay, MN 55614 Property Records

Lake County property record for 37 Davis Dr, Silver Bay, MN 55614

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1953
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Tax Bill	$1,416 (2026)
Deeds & Mortgages	Jun 2019 Mortgage
APN	`22-7450-09570`

Property Details

APN / Parcel Number

Primary APN	`22-7450-09570`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,248 sqft Gross Area
1st Floor Area	1,248 sqft
Utility Area	267 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Wood
Roof Material	Wood
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	143 ft deep x 77 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio
Porch Area	68 sqft
Deck Area	266 sqft
Lean-To	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	37 DAVIS DR
City	SILVER BAY
State	MN
Zip	55614-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 57 BLOCK 9
Legal Block	9
Legal Lot Number	57
Jurisdiction	LAKE MN
Township / Civil Division	SILVER BAY
Census Block Group	3
Census Block	3010
Census Tract	370300

Owner

37 Davis Dr is owned and occupied by an individual.

Source: Lake County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	37 DAVIS DR, SILVER BAY, MN 55614-1330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	37 DAVIS DR, SILVER BAY, MN 55614-1330
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T000045725
Date	Jun 6, 2019
Instrument	T000045725

Lender

Name	NORTH SHORE FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jun 1, 2024
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 37 Davis Dr was $1,416 with a homeowner's exemption, up 13.3% from the year before.

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Silver Bay City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,416.00 (+13.28%) Homeowner's exemption	$166,500 (-1.65%) Land $19,600 Building $146,900	$166,500 (-1.65%) Land $19,600 Building $146,900
2025	$1,250.00	$169,300 Land $19,600 Building $149,700	$169,300 Land $19,600 Building $149,700
2023		$171,300 Land $19,600 Building $151,700	$171,300 Land $19,600 Building $151,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 37 Davis Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 Davis Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Silver Bay serves 1,826 people · EPA ID MN1380003
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50