37 Cobalto Ct, Oroville, CA 95965 Property Records

Butte County property record for 37 Cobalto Ct, Oroville, CA 95965

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,518 sqft · built 2014
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$229,000 (Sep 2015)
Tax Bill	$4,251 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`030-580-017-000`

Property Details

APN / Parcel Number

Primary APN	`030-580-017-000`
Alternative APN	`030-580-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,518 sqft Living Area
1st Floor Area	1,518 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	030-580-017
Street Address	37 COBALTO CT
City	OROVILLE
State	CA
Zip	95965-8063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 77 VISTA DEL ORO SUB
Legal Subdivision	VISTA DEL ORO SUB
Legal Lot Number	77
Jurisdiction	BUTTE CA
Township / Civil Division	OROVILLE
Census Block Group	2
Census Block	2057
Census Tract	3700

Owner

37 Cobalto Ct is owned and occupied by two individuals who bought it in September 2015.

Source: Butte County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	37 COBALTO CT, OROVILLE, CA 95965-8063
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK NATIONAL ASSOCIATION
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2015 · Amount on File
Deed Sale	Sep 18, 2015 · Amount on File
Prior Sale	Jun 6, 2014 · Amount on File
Deed Document Number	201534291
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Recording Date	Jun 22, 2026
Property Address	37 COBALTO CT, OROVILLE, CA 95965-8063
Document Number	0000017635
Instrument Date	Jun 15, 2026
Instrument	202617635
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	37 COBALTO CT, OROVILLE, CA 95965-8063

Mortgage

Document Number	0000017635,
Date	Jun 22, 2026
Instrument	202617635

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	37 COBALTO CT, OROVILLE, CA 95965-8063
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 COBALTO CT, OROVILLE, CA 95965-8063

Mortgage

Document Number	0000037581
Date	Sep 11, 2020
Instrument	2020-0037581

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 37 Cobalto Ct was $4,251 with a homeowner's exemption.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Oroville City
Secondary School District	Oroville Union High School District (09 - 12)
Elementary School District	Thermalito Union School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,500 (+2%) Land $48,294 Building $228,206
2025	$4,251.00 Homeowner's exemption	$271,080 Land $47,348 Building $223,732
2024			$358,020
2023	$4,170.00 (+2.63%) Homeowner's exemption	$260,556 Land $45,510 Building $215,046
2022	$4,063.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 37 Cobalto Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1995)
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 Cobalto Ct is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THERMALITO WATER & SEWER DIST serves 12,209 people · EPA ID CA0410008
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DigitalPath Fixed Wireless	400 / 100
Succeed.Net Fixed Wireless	100 / 50

May also be available: Verizon.

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