37 Cloud St, Front Royal, VA 22630 Property Records

Warren County property record for 37 Cloud St, Front Royal, VA 22630 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,292 sqft · built 1950
Lot Size0.206 acres (8,969 sqft)
OwnerCompany Name on File
Last Sale$797,700 (Dec 2016)
Tax Bill$1,690 (2026)
Deeds & MortgagesJun 2023 Line of Credit
Jun 2018 Line of Credit
Flood ZoneZone X (moderate risk)
APN20A810-15

Property Details

APN / Parcel Number

Primary APN20A810-15
Alternative APN
  • 12418

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,292 sqft Living Area
Gross Area2,676 sqft
1st Floor Area1,174 sqft
FlooringSoftwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1989
Exterior MaterialStucco
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,969 sqft (0.206 acres)
TerrainRolling
Garage TypeDetached
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area384 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number12418
Street Address37 CLOUD ST
CityFRONT ROYAL
StateVA
Zip22630-3144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 KING & WALLIHAN SUB
Legal SubdivisionSOUTH RIVER-TOWN
Legal Lot Number8
JurisdictionWARREN VA
Township / Civil DivisionSOUTH RIVER
Census Block Group3
Census Block3058
Census Tract20500

Owner

Source: Warren County records · APN 20A810-15

Assessment roll updated April 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address8229 BOONE BLVD, 610, VIENNA, VA 22182-2635
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2023Deed of Trust, Mortgage · Line of Credit
ATLANTIC UNION BANK
Jun 13, 2018Deed of Trust, Mortgage · Line of Credit
UNION BANK & TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 29, 2016 · Amount on Record
Deed SaleDec 29, 2016 · Amount on Record
Deed Document Number20166914
Prior Transfer DateMar 05, 2013
Prior Transfer Doc0000001580
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN VA
Property Address37 CLOUD ST, FRONT ROYAL, VA 22630-3144
Transaction TypeMortgage
Record UpdatedJul 04, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address8229 BOONE BLVD 610, 610, VIENNA, VA 22182-2635

Mortgage

Document Number0230002647
DateJun 21, 2023
Instrument230002647
Lender
NameATLANTIC UNION BANK
TypeBank
AddressWARRENTON, VA 20186
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN VA
Property Address37 CLOUD ST, FRONT ROYAL, VA 22630-3144
Transaction TypeMortgage
Record UpdatedJan 25, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number180002876
DateJun 13, 2018
Instrument180002876
Lender
NameUNION BANK & TRUST
TypeBank
AddressFRONT ROYAL, VA 22630
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated April 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyWarren County
MunicipalityFront Royal Town
Unified School DistrictWarren County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$1,690.00 (+6.29%)$297,096 (-10.51%) Land $58,300 Building $238,796
2025$1,590.00 (+6.07%)$331,996 (+8.46%) Land $58,300 Building $273,696$297,096 (-2.94%) Land $58,300 Building $238,796
2024$1,499.00$306,100 (-) Land $40,300 Building $265,800$306,100 (-) Land $40,300 Building $265,800
2023$306,100 Land $40,300 Building $265,800$306,100 Land $40,300 Building $265,800
2022$1,499.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Warren County (51187C), updated June 3, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511870205003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 34 individual NFIP policies nearby
Nearby Flood Policies34 in force
Nearby Flood Claims42 (1985–2025)
Claims Outside the SFHA4 of 42
Most Recent ClaimMay 2025, river or lake flooding
Claims By Storm
  • Hurricane Isabel, Sep 2003 · 2 claims
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 414 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Shenandoah Telecommunications CompanyFiber8,000 / 8,000
XfinityCable2,000 / 2,000
BrightspeedFiber2,000 / 2,000
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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