37 Clements Rd, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 37 Clements Rd, Waltham, MA 02453

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,588 sqft · built 1927
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Dec 2012)
Tax Bill	$9,231 (2026)
Deeds & Mortgages	Nov 2019 Refinance Apr 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25840`

Property Details

APN / Parcel Number

Primary APN	`25840`
Alternative APN	`WALT M:054 B:025 L:0005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,588 sqft Living Area
Gross Area	3,180 sqft
1st Floor Area	998 sqft
Basement Area	675 sqft
Unfinished Basement	675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	25840
Street Address	37 CLEMENTS RD
City	WALTHAM
State	MA
Zip	02453-8207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Block	25
Legal Lot Number	5
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	3
Census Block	3017
Census Tract	369100

Owner

37 Clements Rd is owned and occupied by two individuals who bought it in December 2012.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	37 CLEMENTS RD, WALTHAM, MA 02453-8207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance USA ALLIANCE FEDERAL CREDIT UNION
Apr 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO
Nov 24, 2020	Deed of Trust, Mortgage · Line of Credit WEBSTER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2012 · Amount on File
Deed Sale	Dec 20, 2012 · Amount on File
Prior Sale	Dec 23, 2010 · Amount on File
Deed Book / Page	60786 / 375
Transfer Doc	060786-375
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	37 CLEMENTS RD, WALTHAM, MA 02453-8207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73636-359
Date	Nov 13, 2019
Book Page	73636/359
Instrument	176945

Lender

Name	USA ALLIANCE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	37 CLEMENTS RD, WALTHAM, MA 02453-8207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74569-145
Date	Apr 29, 2020
Book Page	74569/145
Instrument	63568

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	37 CLEMENTS RD, WALTHAM, MA 02453-8207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76250-316
Date	Nov 24, 2020
Book Page	76250/316
Instrument	221769

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 37 Clements Rd was $9,231, up 10.2% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,231.00 (+10.25%)	$894,500 (+4.91%) Land $455,700 Building $438,800	$858,461 (-1.14%)
2025	$8,373.00 (+5.02%)	$852,600 (+3.08%) Land $434,000 Building $418,600	$868,395 (+2.7%)
2024	$7,973.00 (-0.96%)	$827,100 (+6.04%) Land $413,000 Building $414,100	$845,595
2023	$8,050.00	$780,000 Land $392,000 Building $388,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 37 Clements Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 37 Clements Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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