Oakland County property record for 37 Chippewa Ave, Royal Oak, MI 48073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 981 sqft · built 1951 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Aug 2019) |
| Tax Bill | $3,508 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2021 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-04-279-015 |
| Primary APN | 72-25-04-279-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 981 sqft Living Area |
| 1st Floor Area | 981 sqft |
| Basement Area | 981 sqft |
| Finished Basement | 983 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 140 ft deep x 46.5 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 63 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 37 CHIPPEWA AVE |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48073-2558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ONE FAM |
| Legal Description | T1N, R11E, SEC 4 HARRY SLATKIN'S CITY PARK SUB LOT 4 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 04 |
| Legal Subdivision | CITY PARK SUB |
| Legal Lot Number | 4 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 183200 |
Source: Oakland County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 37 CHIPPEWA AVE, ROYAL OAK, MI 48073-2558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SOMERSET INVESTORS CORPORATION |
| Dec 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN FIRST CU |
| Apr 2, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jan 28, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage SOMERSET LENDING CORP |
| Jan 31, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Aug 26, 2019 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE 1 AT SUBURBAN |
| Jul 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage CREDIT UNION ONE |
| Dec 16, 2016 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2019 · Amount on Record |
| Deed Sale | Aug 26, 2019 · Amount on Record |
| Prior Sale | Jul 31, 2018 · Amount on Record |
| Deed Document Number | 2019137392 |
| Deed Book / Page | 53174 / 191 |
| Last Transfer Date | Jan 20, 2026 |
| Transfer Doc | 20260012158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 9, 2026 |
| Property Address | 37 CHIPPEWA AVE, ROYAL OAK, MI 48073-2558 |
| Document Number | 0000082087 |
| Book / Page | 61276 / 504 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202682087 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 37 CHIPPEWA AVE, ROYAL OAK, MI 48073-2558 |
| Document Number | 0000082087, |
|---|---|
| Date | Jun 9, 2026 |
| Book Page | 61276/504 |
| Instrument | 202682087 |
| Name | SOMERSET INVESTORS CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 37 CHIPPEWA AVE, ROYAL OAK, MI 48073-2558 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | EMBASSY TITLE |
| Name | Verified Name |
|---|---|
| Address | 37 CHIPPEWA AVE, ROYAL OAK, MI 48073-2558 |
| Document Number | 0000280895 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 57217/823 |
| Instrument | 280895 |
| Name | MICHIGAN FIRST CU |
|---|---|
| Type | Credit Union |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 37 CHIPPEWA AVE, ROYAL OAK, MI 48073-2558 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 37 CHIPPEWA AVE, ROYAL OAK, MI 48073-2558 |
| Document Number | 0000031889 |
|---|---|
| Date | Apr 2, 2024 |
| Book Page | 59257/165 |
| Instrument | 31889 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 28, 2026 |
| Property Address | 37 CHIPPEWA AVE, ROYAL OAK, MI 48073-2558 |
| Document Number | 20260012158 |
| Book / Page | 60905 / 194 |
| Map Reference | LB 61 PG 25 |
| Instrument Date | Jan 20, 2026 |
| Instrument | 20260012158 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FNT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 151 BEAVER HILL RD, HARRISVILLE, MI 48740-9264 |
| Name | Verified Name |
|---|---|
| Address | 37 CHIPPEWA AVE, ROYAL OAK, MI 48073-2558 |
| Document Number | 0060905196 |
|---|---|
| Date | Jan 28, 2026 |
| Instrument | 60905/196 |
| Name | SOMERSET LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 31, 2023 |
| Property Address | 37 CHIPPEWA AVE, ROYAL OAK, MI 48073-2558 |
| Document Number | 0000010616 |
| Book / Page | 58399 / 751 |
| Map Reference | LB 61 PG 25 |
| Instrument Date | Jan 23, 2023 |
| Instrument | 10616 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 37 CHIPPEWA AVE, ROYAL OAK, MI 48073-2558 |
| Name | Verified Name |
|---|---|
| Address | 37 CHIPPEWA AVE, ROYAL OAK, MI 48073-2558 |
| Document Number | 0000010617 |
|---|---|
| Date | Jan 31, 2023 |
| Book Page | 58399/754 |
| Instrument | 10617 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 26, 2019 |
| Property Address | 37 CHIPPEWA AVE, ROYAL OAK, MI 48073-2558 |
| Document Number | 0000137392 |
| Book / Page | 053174 / 000191 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 137392 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,849.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51 BEAVER HILL RD HARRISVILLE MI 48740, HARRISVILLE, MI 48740 |
| Document Number | 137393 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 053174/000193 |
| Instrument | 137393 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 31, 2018 |
| Property Address | 37 CHIPPEWA AVE, ROYAL OAK, MI 48073-2558 |
| Document Number | 0000126767 |
| Book / Page | 052045 / 000663 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 126767 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,978.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3667 CROOKS RD #4 ROYAL OAK MI 480732457, 4, ROYAL OAK, MI 48073-2457 |
| Document Number | 126768 |
|---|---|
| Date | Jul 31, 2018 |
| Book Page | 052045/000665 |
| Instrument | 126768 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | FERNDALE, MI 48220-1774 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 37 CHIPPEWA AVE, ROYAL OAK, MI 48073-2558 |
| Document Number | 0000000547 |
| Book / Page | 050239 / 000205 |
| Instrument Date | Dec 16, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2017 |
| Name | Verified Name |
|---|---|
| Address | 37 CHIPPEWA AVE ROYAL OAK MI 480732558, ROYAL OAK, MI 48073-2558 |
| Document Number | 0000000547 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 050239/000205 |
| Instrument | 547 |
| Name | MICHIGAN SCHOOLS & GOV'T CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 2, 2032 |
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,508.00 (-22.08%) Homeowner's exemption | $130,740 | $261,480 |
| 2024 | $4,502.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.NET Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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