37 Chester Rd, Middlefield, MA 01243 Property Records

Hampshire County and Middlefield Town property record for 37 Chester Rd, Middlefield, MA 01243

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,465 sqft · built 1940
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$78,000 (Aug 1994)
Tax Bill	$3,083 (2025)
Deeds & Mortgages	Sep 2025 Sale Jan 2021 Refinance + 1 more
APN	`MIDD M:406.0 B:0053 L:0000.0`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:406.0 B:0053 L:0000.0`
Alternative APN	`MDFL M:406.0 B:0053 L:0000.0`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,465 sqft Living Area
1st Floor Area	1,217 sqft
Basement Area	825 sqft
Unfinished Basement	825 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Wood

Location & Zoning

Street Address	37 CHESTER RD
City	MIDDLEFIELD
State	MA
Zip	01243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	53
Jurisdiction	MIDDLEFIELD MA
Township / Civil Division	MIDDLEFIELD
Census Block Group	3
Census Block	3062
Census Tract	822700

Owner

37 Chester Rd is owned and occupied by two individuals who bought it in August 1994.

Source: Hampshire County and Middlefield Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	37 CHESTER RD, MIDDLEFIELD, MA 01243
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Warranty Deed, Transfer
Jan 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Nov 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 1994 · Amount on File
Deed Sale	Aug 25, 1994 · Amount on File
Deed Book / Page	4542 / 122
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLEFIELD MA
Recording Date	Sep 16, 2025
Property Address	37 CHESTER RD, MIDDLEFIELD, MA 01243
Document Number	00015531-6
Book / Page	15531 / 6
Instrument Date	Sep 15, 2025
Instrument	15370
Transaction Type	Transfer
Record Updated	Oct 8, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	37 CHESTER RD, MIDDLEFIELD, MA 01243

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEFIELD MA
Property Address	37 CHESTER RD, MIDDLEFIELD, MA 01243
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13957-145
Date	Jan 29, 2021
Book Page	13957/145
Instrument	2203

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEFIELD MA
Property Address	37 CHESTER RD, MIDDLEFIELD, MA 01243
Document Number	13130-135
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 CHESTER RD MIDDLEFIELD MA 01243, MIDDLEFIELD, MA 01243

Mortgage

Document Number	13130-135
Date	Nov 16, 2018
Book Page	013130/000135
Instrument	23246

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 37 Chester Rd was $3,083, down 0.3% from the year before.

Source: Hampshire County and Middlefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Middlefield Town
Unified School District	Gateway School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,083.00 (-0.32%)	$169,000 (+8.4%) Land $21,100 Building $147,900	$276,070 (+7.35%)
2024	$3,093.00 (+19.88%)	$155,900 (-) Land $22,600 Building $133,300	$257,165
2023	$2,580.00	$155,900 Land $22,600 Building $133,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 37 Chester Rd; there have been 5 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2001–2011)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Aug 2011 · Tropical Storm Irene
Claims by Event	Tropical Storm Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 Chester Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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