Worcester County and Spencer Town property record for 37 Cherry St, Spencer, MA 01562
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 9 bd · 5 ba · 5,880 sqft · built 1840 |
| Lot Size | 0.26 acres (11,307 sqft) |
| Owner | Company Name on File |
| Last Sale | $675,000 (Jul 2025) |
| Tax Bill | $4,967 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jul 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00U07 B:00086 L:00000 |
| Primary APN | SPEN M:00U07 B:00086 L:00000 |
|---|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 22 Rooms |
| Units | 5 Units |
| Stories | 3 Stories |
| Building Area | 5,880 sqft Living Area |
| Gross Area | 9,438 sqft |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1840 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Mansard |
| Roof Material | Tar & Gravel |
| Lot Area | 11,307 sqft (0.26 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 37 CHERRY ST |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-2398 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Block | 86 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 726200 |
Source: Worcester County and Spencer Town records · APN SPEN M:00U07 B:00086 L:00000
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 37 CHERRY ST, SPENCER, MA 01562-2398 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 14, 2023 | Deed of Trust, Mortgage · Commercial Mortgage CORNERSTONE BANK |
| Jul 28, 2025 | Quit Claim Deed, Transfer · Commercial Mortgage WEBSTER FIRST FCU |
| Nov 30, 2022 | Quit Claim Deed, Transfer · Commercial Mortgage CORNERSTONE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 28, 2025 · Amount on Record |
| Deed Sale | Jul 28, 2025 · Amount on Record |
| Prior Sale | Nov 30, 2022 · Amount on Record |
| Deed Book / Page | 72316 / 261 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 37 CHERRY ST, SPENCER, MA 01562-2398 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0069255-56 |
|---|---|
| Date | Jun 14, 2023 |
| Book Page | 69255/56 |
| Instrument | 46548 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Jul 28, 2025 |
| Property Address | 37 CHERRY ST, SPENCER, MA 01562-2398 |
| Document Number | 072316-261 |
| Book / Page | 72316 / 261 |
| Instrument Date | Jul 25, 2025 |
| Instrument | 62396 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37 CHERRY ST, SPENCER, MA 01562-2398 |
| Document Number | 0000062397 |
|---|---|
| Date | Jul 28, 2025 |
| Instrument | 62397 |
| Name | WEBSTER FIRST FCU |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Nov 30, 2022 |
| Property Address | 37 CHERRY ST, SPENCER, MA 01562-2398 |
| Document Number | 068549-342 |
| Book / Page | 68549 / 342 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 127457 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 MAIN ST, SPENCER, MA 01562-1713 |
| Document Number | 0000127458 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 127458 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Spencer Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,967.00 (+9.7%) | $423,100 (+6.9%) Land $41,600 Building $381,500 |
| 2024 | $4,528.00 (+5.77%) | $395,800 (+11.49%) Land $41,600 Building $354,200 |
| 2023 | $4,281.00 | $355,000 Land $41,600 Building $313,400 |
Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the East Main Street-Cherry Street Historic District listed 1996 · 16 contributing resources · NRIS 96000826 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 422 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPENCER WATER DEPARTMENT serves 7,037 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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