Suffolk County and Smithtown Town property record for 37 Cherry Ln, Smithtown, NY 11787 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $685,800 (Feb 2023) |
| Tax Bill | $15,326 (2024) |
| Deeds & Mortgages | Jun 2026 Mortgage Jul 2021 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 76.-2-7 |
| Primary APN | 473489 76.-2-7 |
|---|---|
| Alternative APNs |
|
| Lot Area | 24,394 sqft (0.56 acres) |
|---|
| Street Address | 37 CHERRY LN |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-1721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13-518801 TC-70 *1512 LOT 4 & W 18 L NICHOLS MANOR SEC 1 |
| Legal Subdivision | NICHOLS MANOR |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 134908 |
Source: Suffolk County and Smithtown Town records · APN 473489 76.-2-7
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 37 CHERRY LN, SMITHTOWN, NY 11787-1721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MID-ISLAND MORTGAGE CORPORATION |
| Jul 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Feb 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance JET DIRECT FUNDING |
| Feb 22, 2023 | Deed, Transfer · Stand-Alone First Mortgage JET DIRECT FUNDING |
| Oct 10, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance TEACHERS FCU |
| Oct 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 22, 2023 · Amount on Record |
| Deed Sale | Feb 22, 2023 · Amount on Record |
| Prior Sale | Sep 25, 2013 · Amount on Record |
| Deed Book / Page | 13190 / 363 |
| Prior Transfer Date | Oct 16, 1998 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jun 29, 2026 |
| Property Address | 37 CHERRY LN, SMITHTOWN, NY 11787-1721 |
| Document Number | 2373000179 |
| Book / Page | 23734 / 179 |
| Instrument Date | May 15, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | AMTRUST TITLE INSURANCE COMPANY, AMTRUST TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 37 CHERRY LN, SMITHTOWN, NY 11787-1721 |
| Document Number | 2373000179, |
|---|---|
| Date | Jun 29, 2026 |
| Book Page | 23734/179 |
| Name | MID-ISLAND MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 37 CHERRY LN, SMITHTOWN, NY 11787-1721 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0233010325 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 23301/325 |
| Instrument | DM023917 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 37 CHERRY LN, SMITHTOWN, NY 11787-1721 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0234850385 |
|---|---|
| Date | Feb 21, 2023 |
| Book Page | 23485/385 |
| Name | JET DIRECT FUNDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Feb 22, 2023 |
| Property Address | 37 CHERRY LN, SMITHTOWN, NY 11787-1721 |
| Document Number | 0131900363 |
| Book / Page | 13190 / 363 |
| Instrument Date | Dec 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 33 ELIZABETH AVE, SMITHTOWN, NY 11787-5618 |
| Investor | Possibly a Property Investor |
| Document Number | 0023485385 |
|---|---|
| Date | Feb 22, 2023 |
| Instrument | 23485/385 |
| Name | JET DIRECT FUNDING |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 37 CHERRY LN, SMITHTOWN, NY 11787-1721 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0229670270 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 22967/270 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 217 Months |
| Due | Nov 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 37 CHERRY LN, SMITHTOWN, NY 11787-1721 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231880404 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 23188/404 |
| Instrument | DL032256 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,425 (+8.44%) Land $800 Building $5,625 | $803,125 (+11,691.59%) Land $100,000 Building $703,125 | |
| 2024 | $15,326.00 | ||
| 2023 | $5,925 (-) Land $800 Building $5,125 | $6,811 (+12.65%) Land $920 Building $5,891 | |
| 2022 | Homeowner's exemption | $5,925 Land $800 Building $5,125 | $6,046 Land $816 Building $5,230 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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