37 Cedarbrooke, Troy, IL 62294 Property Records

Madison County property record for 37 Cedarbrooke, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,280 sqft · built 1998
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$187,500 (Jul 2019)
Tax Bill	$6,721 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jan 2017 Mortgage + 1 more
APN	`09-2-22-16-06-102-029`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-16-06-102-029`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	140 ft deep x 86 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	37 CEDARBROOKE
City	TROY
State	IL
Zip	62294-2473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURTLE CREEK 1ST ADDN LOT 73 73.16 X 140.67
Legal Subdivision	TURTLE CREEK FIRST ADDN
Legal Lot Number	73
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1007
Census Tract	403532

Owner

37 Cedarbrooke is owned and occupied by two individuals who bought it in July 2019.

Source: Madison County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	37 CEDARBROOKE, TROY, IL 62294-2473
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit TOGETHER CU
Jan 17, 2017	Deed of Trust, Mortgage FIRST NATIONAL BANK STAUNTON
Jul 25, 2019	Warranty Deed, Transfer · Conventional with PMI SCOTT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2019 · Amount on File
Deed Sale	Jul 25, 2019 · Amount on File
Deed Document Number	201923205
Prior Transfer Date	Aug 20, 2018
Prior Transfer Doc	0000026124
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	37 CEDARBROOKE, TROY, IL 62294-2473
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033323
Date	Nov 25, 2025
Instrument	2025R33323

Lender

Name	TOGETHER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 30, 2050

Interest

Rate Type	Fixed Rate
Rate	9%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	37 CEDARBROOKE, TROY, IL 62294-2473
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ABSTRACTS AND TITLES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001765
Date	Jan 17, 2017
Instrument	2017R01765

Lender

Name	FIRST NATIONAL BANK STAUNTON
Address	STAUNTON, IL 62088

Agreement

Amount	Amount on Record

Interest

Rate	3.5%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jul 25, 2019
Property Address	37 CEDARBROOKE, TROY, IL 62294-2473
Document Number	0000023205
Instrument Date	Jul 22, 2019
Instrument	23205
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$281.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	37 CEDARBROOKE TROY IL 622942473, TROY, IL 62294-2473

Mortgage

Document Number	23206
Date	Jul 25, 2019
Instrument	23206

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 37 Cedarbrooke was $6,721 with a homeowner's exemption, up 21.4% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,721.00 (+21.41%)	$103,150 Land $22,360 Building $80,790	$309,450 Land $67,080 Building $242,370
2024	$5,536.00
2022	$4,876.00	$71,270 Land $17,430 Building $53,840	$214,024 Land $52,342 Building $161,682

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 37 Cedarbrooke; there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2008–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 37 Cedarbrooke has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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