37 Cedar Ln, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 37 Cedar Ln, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,320 sqft · built 1968
Lot Size	0.381 acres (16,600 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Mar 2017)
Tax Bill	$4,618 (2026)
Deeds & Mortgages	Nov 2021 Refinance Nov 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:136 L:16`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:136 L:16`
Alternative APN	`M:329136 B:00016 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	2,664 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,600 sqft (0.381 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	37 CEDAR LN
City	WESTFIELD
State	MA
Zip	01085-4658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	16
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	4
Census Block	4016
Census Tract	812600

Owner

37 Cedar Ln is owned and occupied by an individual who acquired it in October 2021.

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	37 CEDAR LN, WESTFIELD, MA 01085-4658
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU
Nov 2, 2021	Warranty Deed, Transfer · Stand-Alone Refinance FREEDOM CU
Mar 10, 2017	Warranty Deed, Transfer PEOPLESBANK (HOLYOKE)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2017 · Amount on File
Deed Sale	Mar 10, 2017 · Amount on File
Deed Document Number	201712880
Last Transfer Date	Oct 28, 2021
Transfer Doc	024221-414
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	37 CEDAR LN, WESTFIELD, MA 01085-4658
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024221-417
Date	Nov 2, 2021
Book Page	24221/417
Instrument	77972

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2046

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTFIELD MA
Recording Date	Nov 2, 2021
Property Address	37 CEDAR LN, WESTFIELD, MA 01085-4658
Document Number	24221-414
Book / Page	24221 / 414
Instrument Date	Oct 28, 2021
Instrument	77971
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	37 CEDAR LN, WESTFIELD, MA 01085-4658

Mortgage

Document Number	24221-417
Date	Nov 2, 2021
Book Page	24221/417
Instrument	77972

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2046

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTFIELD MA
Recording Date	Mar 10, 2017
Property Address	37 CEDAR LN, WESTFIELD, MA 01085-4658
Document Number	21597-353
Book / Page	21597 / 353
Instrument	12880
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.87
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	215970355
Date	Mar 10, 2017
Instrument	21597/0355

Lender

Name	PEOPLESBANK (HOLYOKE)

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 37 Cedar Ln was $4,618, up 7.8% from the year before.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,618.00 (+7.85%)	$309,300 (+9.64%) Land $119,400 Building $189,900	$341,945 (+12.1%)
2025	$4,282.00	$282,100 Land $115,700 Building $166,400	$305,045 (+13.18%)
2024			$269,515
2023	$4,172.00	$245,700 Land $100,400 Building $145,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 37 Cedar Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 Cedar Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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