37 Big Oak Dr, Elkton, MD 21921 Property Records

Cecil County property record for 37 Big Oak Dr, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,035 sqft · built 1987
Lot Size	5.06 acres (220,414 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Apr 2001)
Tax Bill	$4,254 (2026)
Deeds & Mortgages	Sep 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-065003`

Property Details

APN / Parcel Number

Primary APN	`05-065003`
Alternative APNs	`5065003` `065003`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,035 sqft Total Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	220,414 sqft (5.06 acres)
View / Lot	Waterfront
Porch	Slab
Porch Area	672 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	065003
Street Address	37 BIG OAK DR
City	ELKTON
State	MD
Zip	21921-7352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 8 - 5.06 ACRES 37 BIG OAK DRIVE WOODCREST SHORES
Legal Subdivision	WOODCREST SHORES SEC 01
Legal Lot Number	8
Jurisdiction	CECIL MD
Township / Civil Division	5, NORTH EAST
Census Block Group	4
Census Block	4002
Census Tract	30904

Owner

Source: Cecil County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	37 BIG OAK DR, ELKTON, MD 21921-7352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2001 · Amount on Record
Deed Sale	Apr 5, 2001 · Amount on Record
Prior Sale	Apr 26, 1985 · Amount on Record
Deed Document Number	2001251787
Deed Book / Page	982 / 667
Last Transfer Date	Sep 24, 2026
Transfer Doc	5854000438
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Sep 30, 2026
Property Address	37 BIG OAK DR, ELKTON, MD 21921-7352
Document Number	5854000438
Book / Page	5854 / 438
Instrument Date	Sep 24, 2026
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 BIG OAK DR, ELKTON, MD 21921-7352

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,254.00 (+3.05%) Homeowner's exemption	$393,700 (+4.47%) Land $182,400 Building $211,300	$393,700 (-) Land $182,400 Building $211,300
2025	$4,128.00 (+31.05%) Homeowner's exemption	$376,867 (+9.81%)	$393,700 (+14.71%) Land $182,400 Building $211,300
2023	$3,150.00 Homeowner's exemption	$343,200 Land $182,400 Building $160,800	$343,200 Land $182,400 Building $160,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	27 (1983–2024)
Claims Outside the SFHA	2 of 27
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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