37 Beachcomber Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 37 Beachcomber Ln, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,337 sqft · built 2004
Lot Size	0.082 acres (3,572 sqft)
Owner	Individual Name on Record
Last Sale	$1,600,000 (Jun 2023)
Tax Bill	$11,197 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-3S-18-16010-00E-0070`

Property Details

APN / Parcel Number

Primary APN	`26-3S-18-16010-00E-0070`
Alternative APNs	`26-318-16010-00E-0070` `1053250`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	2,337 sqft Living Area
Gross Area	3,161 sqft
1st Floor Area	961 sqft
Flooring	Wood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	3,572 sqft (0.082 acres)
Lot Dimensions	90 ft deep x 40 ft wide
Driveway	Brick Driveway
Porch	Finished Screened Porch
Porch Area	824 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	37 BEACHCOMBER LN
City	INLET BEACH
State	FL
Zip	32461-6972
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TND
Legal Description	LOT 7 BLK E SEACREST BEACH PH 2 PB 13-3 OR 1858-368 OR 2487-860 OR 2649-4493 OR 2912-3315 OR 2929-4487 OR 3124-1859 OR 3292-3427
Legal Range	018
Legal Township	03S
Legal Section	26
Legal Subdivision	SEACREST BEACH PH 2
Legal Phase	2
Legal Block	E
Legal Lot Number	7
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1108
Census Tract	950611

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2259 MELROSE DR, XENIA, OH 45385-9118
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 15, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2023 · Amount on Record
Deed Sale	Jun 15, 2023 · Amount on Record
Prior Sale	Aug 3, 2021 · Amount on Record
Deed Document Number	202321280
Deed Book / Page	3292 / 3427
Prior Transfer Date	Feb 22, 2005
Prior Transfer Doc	0026603913
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 15, 2023
Property Address	37 BEACHCOMBER LN, INLET BEACH, FL 32461-6972
Document Number	0032923427
Book / Page	3292 / 3427
Map Reference	MB 13 PG 3&3B
Instrument Date	Jun 15, 2023
Instrument	20230021280
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4366 OGLETHORPE LOOP NW, ACWORTH, GA 30101-9533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2259 MELROSE DR, XENIA, OH 45385-9118

Mortgage

Document Number	0032923429
Date	Jun 15, 2023
Instrument	3292/3429

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jul 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	Other
Max Rate	10.7%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 15, 2019
Property Address	37 BEACHCOMBER LN, INLET BEACH, FL 32461-6972
Document Number	0031241859
Book / Page	3124 / 1859
Map Reference	MB 13 PG 3-3B
Instrument Date	Nov 15, 2019
Instrument	20190040155
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 HOLLYMOUNT RD, 115, ALPHARETTA, GA 30022-3709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5374 RIVER BIRCH LN, YOUNG HARRIS, GA 30582-2635

Mortgage

Document Number	0031241861
Date	Nov 15, 2019
Instrument	3124/1861

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,197.00 (-4.23%)	$1,239,267 (-7.87%) Land $516,000 Building $723,267	$1,239,267 (-7.87%) Land $516,000 Building $723,267
2024	$11,691.00 (-1.66%)
2023	$11,888.00 (+10.58%)	$1,345,086 (+15.94%) Land $485,000 Building $860,086	$1,345,086 (+15.94%) Land $485,000 Building $860,086
2022	$10,751.00	$1,160,144 Land $397,271 Building $762,873	$1,160,144 Land $397,271 Building $762,873

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Fiber · Cable in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, REV, Verizon.

Nearby Properties on Beachcomber Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures