37 Barrows Dr, Topsham, ME 04086 Property Records

Sagadahoc County and Topsham Town property record for 37 Barrows Dr, Topsham, ME 04086

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 960 sqft · built 1975
Lot Size0.459 acres (20,000 sqft)
Owner2 Individual Names on File
Last Sale$201,000 (Nov 2018)
Tax Bill$3,872 (2025)
Deeds & MortgagesJun 2025 Mortgage
Jun 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNTOPM M:U02A L:007

Property Details

APN / Parcel Number

Primary APNTOPM M:U02A L:007
Alternative APN
  • 1494

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Living Area
Gross Area1,950 sqft
1st Floor Area960 sqft
Basement Area960 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,000 sqft (0.459 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number1494
Street Address37 BARROWS DR
CityTOPSHAM
StateME
Zip04086-1327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNO
Legal Lot Number7
JurisdictionTOPSHAM ME
Township / Civil DivisionTOPSHAM
Census Block Group2
Census Block2030
Census Tract970302

Owner

37 Barrows Dr is owned and occupied by two individuals who bought it in November 2018.

Source: Sagadahoc County and Topsham Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address37 BARROWS DR, TOPSHAM, ME 04086-1327
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2025Deed of Trust, Mortgage
UNIVERSITY CREDIT UNION
Jun 1, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
HARBORONE MORTGAGE
May 31, 2022Deed of Trust, Mortgage · Second Mortgage (Down Payment)
UNIVERSITY CREDIT UNION
Nov 30, 2018Warranty Deed, Transfer · FHA Mortgage
HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2018 · Amount on File
Deed SaleNov 30, 2018 · Amount on File
Prior SaleApr 7, 2005 · Amount on File
Deed Document Number20188515
Record UpdatedOct 29, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSHAM ME
Property Address37 BARROWS DR, TOPSHAM, ME 04086-1327
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003051
DateJun 27, 2025
Instrument2025R-03051
Lender
NameUNIVERSITY CREDIT UNION
Agreement
AmountAmount on Record
Term181 Months
DueJul 1, 2040
Interest
Rate TypeAdjustable Rate

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSHAM ME
Property Address37 BARROWS DR, TOPSHAM, ME 04086-1327
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004606
DateJun 1, 2021
Instrument2021R-04606
Lender
NameHARBORONE MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJul 1, 2051

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSHAM ME
Property Address37 BARROWS DR, TOPSHAM, ME 04086-1327
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003728
DateMay 31, 2022
Instrument2022R-03728
Lender
NameUNIVERSITY CREDIT UNION
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term121 Months
DueJun 1, 2032

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTOPSHAM ME
Recording DateNov 30, 2018
Property Address37 BARROWS DR, TOPSHAM, ME 04086-1327
Document Number0000008515
Instrument2018R-08515
Transaction TypeTransfer
Record UpdatedJul 25, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008516
DateNov 30, 2018
Instrument2018R-08516
Lender
NameHARBORONE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 37 Barrows Dr was $3,872.

Source: Sagadahoc County and Topsham Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionTopsham Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,872.00$302,500 Land $74,200 Building $228,300
2023$3,614.00 (+8.69%)$266,100 (+15.39%) Land $65,300 Building $200,800
2022$3,325.00$230,600 Land $63,100 Building $167,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 37 Barrows Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1987)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 Barrows Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRUNSWICK/TOPSHAM WATER DISTRICT
serves 18,863 people · EPA ID ME0090260
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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