Kane County property record for 36W920 Treetop Ln, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,643 sqft · built 1974 |
| Lot Size | 0.372 acres (16,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Dec 2011) |
| Tax Bill | $9,057 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-28-101-020 |
| Primary APN | 09-28-101-020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,643 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,200 sqft (0.372 acres) |
| Garage Type | Attached |
| Garage Area | 538 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 36W920 TREETOP LN |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-5040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 29 IN HAWTHORN HILL SUB. |
| Legal Subdivision | HAWTHORN HILL SUB |
| Legal Block | 3 |
| Legal Lot Number | 29 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 852103 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 36W920 TREETOP LN, SAINT CHARLES, IL 60174-5040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 22, 2021 | Deed of Trust, Mortgage · Commercial Mortgage KANE COUNTY TEACHERS CU |
| May 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC |
| Jun 14, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage KANE COUNTY TEACHERS CU |
| Oct 30, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2011 · Amount on Record |
| Deed Sale | Dec 16, 2011 · Amount on Record |
| Prior Sale | May 8, 2000 · Amount on Record |
| Deed Document Number | 201176214 |
| Last Transfer Date | Sep 24, 2020 |
| Transfer Doc | 0000065841 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 36W920 TREETOP LN, ST CHARLES, IL 60174-5040 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000087528 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 2021K087528 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 6, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 36W920 TREETOP LN, ST CHARLES, IL 60174-5040 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Title Company | NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC |
| Name | Verified Name |
|---|
| Document Number | 0000040649 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 2021K040649 |
| Name | INTERCONTINENTAL CAPITAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 36W920 TREETOP LN, ST CHARLES, IL 60174-5040 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | GREATER ILLINOIS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000024892 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 2019K024892 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 9, 2024 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 30, 2020 |
| Property Address | 36W920 TREETOP LN, ST CHARLES, IL 60174-5040 |
| Document Number | 0000065841 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 65841 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 36W920 TREETOP LN ST CHARLES IL 601745040, ST CHARLES, IL 60174-5040 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,057.00 (+11.37%) Homeowner's exemption | $151,123 (+8.53%) Land $36,375 Building $114,748 | $453,550 (+8.53%) Land $109,169 Building $344,382 |
| 2024 | $139,245 (+17.54%) Land $33,516 Building $105,729 | $417,902 (+17.58%) Land $100,588 Building $317,314 | |
| 2022 | $8,132.00 (+6.13%) Homeowner's exemption | $118,469 (+10.66%) Land $31,543 Building $86,926 | $355,407 (+10.66%) Land $94,629 Building $260,778 |
| 2021 | $7,662.00 Homeowner's exemption | $107,057 Land $30,067 Building $76,990 | $321,171 Land $90,201 Building $230,970 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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