Kane County property record for 36W795 E Ridgewood Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,599 sqft · built 1998 |
| Lot Size | 1.21 acres (53,143 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $697,500 (Sep 1998) |
| Tax Bill | $18,437 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Jan 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-09-302-006 |
| Primary APN | 09-09-302-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,599 sqft Living Area |
| Basement Area | 1,910 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 53,143 sqft |
| Garage Type | Attached |
| Garage Area | 809 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 36W795 E RIDGEWOOD DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-6288 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 128 RIDGE UNIT 3 |
| Legal Subdivision | RED GATE RIDGE |
| Legal Block | 2 |
| Legal Lot Number | 128 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 852103 |
36W795 E Ridgewood Dr is owned by a company that acquired it in January 2020 and is owner-occupied.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 36W795 E RIDGEWOOD DR, SAINT CHARLES, IL 60175-6288 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Jan 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK N AA |
| Feb 3, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 1998 · Amount on File |
| Deed Sale | Sep 11, 1998 · Amount on File |
| Prior Sale | Dec 11, 1995 · Amount on File |
| Deed Document Number | 199882547 |
| Last Transfer Date | Jan 20, 2020 |
| Transfer Doc | 0000006146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 36W795 E RIDGEWOOD DR, ST CHARLES, IL 60175-6288 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 36W795 E RIDGEWOOD DR, SAINT CHARLES, IL 60175-6288 |
| Document Number | 0000091372 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | 2021K091372 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 6, 2051 |
| Rate | 3.84% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 36W795 E RIDGEWOOD DR, ST CHARLES, IL 60175-6288 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002090 |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | 2017K002090 |
| Name | BMO HARRIS BANK N AA |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60690 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Feb 1, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Annually |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 3, 2020 |
| Property Address | 36W795 E RIDGEWOOD DR, ST CHARLES, IL 60175-6288 |
| Document Number | 0000006146 |
| Instrument Date | Jan 28, 2020 |
| Instrument | 6146 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 36W795 E RIDGEWOOD DR ST CHARLES IL 601756288, ST CHARLES, IL 60175-6288 |
The 2025 property tax bill for 36W795 E Ridgewood Dr was $18,437 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,437.00 | $292,163 (+8.53%) Land $44,377 Building $247,786 | $876,840 (+8.53%) Land $133,184 Building $743,655 |
| 2024 | $269,200 Land $40,889 Building $228,311 | $807,923 Land $122,716 Building $685,207 | |
| 2022 | $17,507.00 (+5.83%) | $228,876 (+4.91%) Land $38,483 Building $190,393 | $686,628 (+4.91%) Land $115,449 Building $571,179 |
| 2021 | $16,542.00 | $218,164 Land $36,682 Building $181,482 | $654,492 Land $110,046 Building $544,446 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 36W795 E Ridgewood Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 36W795 E Ridgewood Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures