Kane County property record for 36W538 Michael Ct, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 5,228 sqft · built 1998 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | Company Name on Record |
| Last Sale | $140,500 (Feb 1996) |
| Tax Bill | $21,399 (2025) |
| Deeds & Mortgages | Jan 2022 Sale Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-04-376-010 |
| Primary APN | 09-04-376-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 5,228 sqft Living Area |
| Basement Area | 1,785 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Wood |
| Lot Area | 54,886 sqft |
| Garage Type | Attached |
| Garage Area | 1,081 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 803 sqft |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 36W538 MICHAEL CT |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-6368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 41 GLEN UNIT 2 |
| Legal Subdivision | SILVER GLEN ESTATES |
| Legal Block | 5 |
| Legal Lot Number | 41 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 5 |
| Census Block | 5013 |
| Census Tract | 852103 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 36W538 MICHAEL CT, SAINT CHARLES, IL 60175-6368 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jan 26, 2022 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Sep 16, 2020 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 1996 · Amount on Record |
| Deed Sale | Feb 5, 1996 · Amount on Record |
| Prior Sale | Jan 23, 1995 · Amount on Record |
| Deed Document Number | 19968308 |
| Last Transfer Date | Mar 16, 2007 |
| Transfer Doc | 0000039539 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 26, 2022 |
| Property Address | 36W538 MICHAEL CT, ST CHARLES, IL 60175-6368 |
| Document Number | 0000005190 |
| Instrument Date | Jan 26, 2022 |
| Instrument | 2022K005190 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $44.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 36W538 MICHAEL CT, SAINT CHARLES, IL 60175-6368 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 36W538 MICHAEL CT, ST CHARLES, IL 60175-6368 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000053163 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 2020K053163 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Change Frequency | Monthly |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,399.00 (+9%) Homeowner's exemption | $328,525 (+8.53%) Land $60,624 Building $267,901 | $985,969 (+8.53%) Land $181,945 Building $804,025 |
| 2024 | $302,704 (+15.24%) Land $55,859 Building $246,845 | $908,475 (+15.29%) Land $167,644 Building $740,831 | |
| 2022 | $19,632.00 (+5.95%) Homeowner's exemption | $262,667 (+4.91%) Land $52,571 Building $210,096 | $788,001 (+4.91%) Land $157,713 Building $630,288 |
| 2021 | $18,530.00 Homeowner's exemption | $250,374 Land $50,111 Building $200,263 | $751,122 Land $150,333 Building $600,789 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures