36W181 River View Ct, Saint Charles, IL 60175 Property Records

Kane County property record for 36W181 River View Ct, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 5,451 sqft · built 1996
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,085,000 (May 2022)
Tax Bill	$24,859 (2025)
Deeds & Mortgages	Mar 2023 Transfer May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-04-480-010`

Property Details

APN / Parcel Number

Primary APN	`09-04-480-010`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,451 sqft Living Area
Basement Area	2,171 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Hip
Roof Material	Wood
Lot Area	49,223 sqft
Garage Type	Attached
Garage Area	1,112 sqft
Parking Spaces	4 Parking Spaces
Pool Area	1,100 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	36W181 RIVER VIEW CT
City	SAINT CHARLES
State	IL
Zip	60175-6367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER GLEN ESTATES UNIT NO. 2 - LOT 12
Legal Subdivision	SILVER GLEN ESTATES
Legal Block	5
Legal Lot Number	12
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	5
Census Block	5010
Census Tract	852103

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36W181 RIVER VIEW CT, SAINT CHARLES, IL 60175-6367
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 6, 2022	Deed, Transfer · Conventional Mortgage NATIONAL MORTGAGE HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2022 · Amount on Record
Deed Sale	May 6, 2022 · Amount on Record
Prior Sale	Sep 22, 1995 · Amount on Record
Deed Document Number	202224628
Last Transfer Date	Mar 29, 2023
Transfer Doc	0000009879
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Mar 30, 2023
Property Address	36W181 RIVER VIEW CT, ST CHARLES, IL 60175-6367
Document Number	0000009879
Instrument Date	Mar 29, 2023
Instrument	2023K009879
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	36W181 RIVER VIEW CT, SAINT CHARLES, IL 60175-6367

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	May 6, 2022
Property Address	36W181 RIVER VIEW CT, ST CHARLES, IL 60175-6367
Document Number	0000024628
Instrument Date	Apr 25, 2022
Instrument	2022K024628
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2632 N WAYNE AVE # A, A, CHICAGO, IL 60614-6784

Mortgage

Document Number	0000024629
Date	May 6, 2022
Instrument	2022K024629

Lender

Name	NATIONAL MORTGAGE HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	Other
Max Rate	8.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,859.00 (+10.67%)	$380,354 (+8.53%) Land $60,624 Building $319,730	$1,141,519 (+8.53%) Land $181,945 Building $959,574
2024		$350,460 (+15.03%) Land $55,859 Building $294,601	$1,051,801 (+15.08%) Land $167,644 Building $884,157
2022	$22,463.00 (+6.03%) Homeowner's exemption	$304,669 (+4.91%) Land $52,571 Building $252,098	$914,007 (+4.91%) Land $157,713 Building $756,294
2021	$21,186.00 Homeowner's exemption	$290,410 Land $50,111 Building $240,299	$871,230 Land $150,333 Building $720,897

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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