3699 Whispering Ln, Brighton, IL 62012 Property Records

Macoupin County property record for 3699 Whispering Ln, Brighton, IL 62012

Property Summary

Property Type	Single Family Home
Lot Size	4.92 acres (214,315 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Dec 2020)
Tax Bill	$3,795 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Dec 2019 Mortgage
APN	`21-15-100-003`

Property Details

APN / Parcel Number

Primary APN	`21-15-100-003`
Alternative APN	`21-000-209-00`

Exterior

Lot Area	214,315 sqft (4.92 acres)

Location & Zoning

Street Address	3699 WHISPERING LN
City	BRIGHTON
State	IL
Zip	62012-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S15 T7 R9 BAL S 1/2 NE NW 21-15-100-003
Legal Range	09W
Legal Township	07N
Legal Section	15
Jurisdiction	MACOUPIN IL
Township / Civil Division	BRIGHTON
Census Block Group	2
Census Block	2016
Census Tract	956600

Owner

3699 Whispering Ln is owned and occupied by two individuals who bought it in December 2020.

Source: Macoupin County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3699 WHISPERING LN, BRIGHTON, IL 62012-2607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Warranty Deed, Transfer · Conventional Mortgage GCS FCU
Dec 27, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage CNB BANK & TRUST NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2020 · Amount on File
Deed Sale	Dec 11, 2020 · Amount on File
Prior Sale	Aug 1, 1997 · Amount on File
Deed Document Number	2020587438
Prior Transfer Date	Dec 6, 2019
Prior Transfer Doc	579584
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Dec 11, 2020
Property Address	3699 WHISPERING LN, BRIGHTON, IL 62012-2607
Document Number	587438
Map Reference	PB 735 PG 22
Instrument Date	Dec 7, 2020
Instrument	587438
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PRAIRIE STATE TITLE AND ESCROW, PRAIRIE STATE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3699 WHISPERING LN, BRIGHTON, IL 62012-2607

Mortgage

Document Number	587439
Date	Dec 11, 2020
Instrument	587439

Lender

Name	GCS FCU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	2.99%

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOUPIN IL
Recording Date	Dec 27, 2019
Property Address	3699 WHISPERING LN, BRIGHTON, IL 62012-2607
Document Number	579584
Map Reference	PB 735 PG 22
Instrument Date	Dec 6, 2019
Instrument	579584
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PRAIRIE STATE TITLE AND ESCROW, PRAIRIE STATE TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3699 WHISPERING LN, BRIGHTON, IL 62012-2607

Mortgage

Document Number	579585
Date	Dec 27, 2019
Instrument	579585

Lender

Name	CNB BANK & TRUST NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.5%

Tax Assessment & Valuation

The 2025 property tax bill for 3699 Whispering Ln was $3,795, up 3.2% from the year before.

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Brighton Township
Unified School District	Southwestern Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,795.00 (+3.15%)	$73,951 (+7%) Land $7,427 Building $66,524	$221,853 (+7%) Land $22,281 Building $199,572
2024	$3,679.00	$69,113 Land $6,941 Building $62,172	$207,339 Land $20,823 Building $186,516
2022	$3,393.00 Homeowner's exemption	$59,808 Land $6,007 Building $53,801	$179,424 Land $18,021 Building $161,403

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3699 Whispering Ln.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3699 Whispering Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 200
Starlink Satellite	280 / 30
Royell Communications Fixed Wireless	25 / 5

May also be available: Wisper ISP.

Cell Coverage

4G LTE only, no 5G reported

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