El Dorado County property record for 3699 Toronto Rd, Cameron Park, CA 95682
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,292 sqft · built 1969 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Jul 2014) |
| Tax Bill | $5,152 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 082-051-007-000 |
| Primary APN | 082-051-007-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,292 sqft Living Area |
| 1st Floor Area | 2,292 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Lot Area | 20,038 sqft (0.46 acres) |
| Terrain | Wooded |
| Parking Spaces | 1 Parking Space |
| Patio Area | 2,292 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 3699 TORONTO RD |
|---|---|
| City | CAMERON PARK |
| State | CA |
| Zip | 95682-8648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 115 CAMERON PK N 1 |
| Legal Subdivision | CAMERON PK N 1 |
| Legal Tract | 251 |
| Legal Lot Number | 115 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 30809 |
3699 Toronto Rd is owned and occupied by two individuals who bought it in July 2014.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3699 TORONTO RD, CAMERON PARK, CA 95682-8648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2014 · Amount on File |
| Deed Sale | Jul 23, 2014 · Amount on File |
| Prior Sale | Apr 22, 2011 · Amount on File |
| Deed Document Number | 201427632 |
| Prior Transfer Date | Apr 15, 2011 |
| Prior Transfer Doc | 0000018683 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3699 TORONTO RD, CAMERON PARK, CA 95682-8648 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3699 TORONTO RD, CAMERON PARK, CA 95682-8648 |
| Document Number | 0000071560 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 2021-0071560 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 284 Months |
| Due | Jul 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3699 TORONTO RD, CAMERON PARK, CA 95682-8648 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 3699 TORONTO RD, CAMERON PARK, CA 95682-8648 |
| Document Number | 0000018770 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2021-0018770 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 292 Months |
| Due | Jul 1, 2045 |
The 2025 property tax bill for 3699 Toronto Rd was $5,152 with a homeowner's exemption.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Elementary School District | Buckeye Union Elementary School District (KG - 08) |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $490,342 (+2%) Land $104,194 Building $386,148 | |
| 2025 | $5,152.00 Homeowner's exemption | $480,728 Land $102,151 Building $378,577 |
| 2023 | $4,940.00 (+1.5%) Homeowner's exemption | $462,063 Land $98,186 Building $363,877 |
| 2022 | $4,867.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3699 Toronto Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3699 Toronto Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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