St. Charles County property record for 3699 Summit Dr, Saint Charles, MO 63303 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Architecture Style | Bi-Level |
| Year Built | Built 1989 |
| Square Footage | 1,950 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Garage | Attached, 380 sqft |
| Occupancy | Owner Occupied |
| Primary APN | A883002372 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 1,950 sqft Living Area |
| Gross Area | 3,322 sqft Gross Area |
| 1st Floor Area | 1,014 sqft 1st Floor |
| Basement Area | 992 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Parking Spaces | 1 Parking Space |
| Garage Type | Attached |
| Garage Area | 380 sqft Garage |
| Patio Area | 150 sqft Patio |
| Porch | Open Porch |
| Porch Area | 110 sqft Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A883002372 |
|---|---|
| Street Address | 3699 SUMMIT DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-1916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAGLES RIDGE #1 LOT 53 |
| Legal Subdivision | EAGLES RIDGE #1 |
| Legal Lot Number | 53 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 311147 |
Source: St. Charles County records · APN A883002372
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3699 SUMMIT DR, SAINT CHARLES, MO 63303-1916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 03, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Aug 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3699 SUMMIT DR, SAINT CHARLES, MO 63303-1916 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3699 SUMMIT DR, SAINT CHARLES, MO 63303-1916 |
| Document Number | 0000025906 |
|---|---|
| Date | Jul 03, 2023 |
| Instrument | 2023R-025906 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jun 28, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3699 SUMMIT DR, SAINT CHARLES, MO 63303-1916 |
| Document Number | 0000064446 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3699 SUMMIT DR ST CHARLES MO 633031916, ST CHARLES, MO 63303-1916 |
| Document Number | 0000064446 |
|---|---|
| Date | Sep 03, 2020 |
| Instrument | 64446 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3699 SUMMIT DR, SAINT CHARLES, MO 63303-1916 |
| Document Number | 0000064445 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3699 SUMMIT DR ST CHARLES MO 633031916, ST CHARLES, MO 63303-1916 |
| Document Number | 0000064445 |
|---|---|
| Date | Sep 03, 2020 |
| Instrument | 64445 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1020 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $62,951 (+7.72%) | $331,323 (+7.73%) Land $60,000 Building $271,323 |
| 2023 | $58,437 | |
| 2022 | $307,561 Land $60,000 Building $247,561 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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