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3699 Rambler Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3699 Rambler Ave, Saint Cloud, FL 34772 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage1,050 sqft Living Area
Lot Size14,113 sqft (0.324 acres)
OccupancyOwner Occupied
Last Sale$267,000 (2022)
Tax Bill$3,623.00 (2024)

Property Details

APN / Parcel Number

Primary APN31-26-31-5130-000W-0120
Alternative APNs
  • 2631315130000W0120
  • 98827

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,050 sqft Living Area
Gross Area1,550 sqft Gross Area
1st Floor1,050 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1999
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area14,113 sqft (0.324 acres)
Depth X Width140 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area444 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area80 sqft Shed
Patio Area144 sqft Patio
Porch Area56 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3699 RAMBLER AVE
CitySAINT CLOUD
StateFL
Zip34772-7206
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR VILLAGE PB 1 PG 395 BLK W LOT 12
Legal Range31E
Legal Township26S
Legal Section31
Legal SubdivisionST CLOUD MANOR VLG
Legal Tract5130
Legal BlockW
Legal Lot Number12
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1054
Census Tract43304

Owner

Source: Osceola County records · APN 31-26-31-5130-000W-0120

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3699 RAMBLER AVE, SAINT CLOUD, FL 34772-7206
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 07, 2022Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Jul 29, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Jun 06, 2017Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 07, 2022 · Amount on Record
Deed SaleJan 07, 2022 · Amount on Record
Prior SaleJul 29, 2020 · Amount on Record
Deed Doc Number20224092
Deed Book / Page6124 / 2271
Prior Transfer DateApr 05, 2013
Prior Transfer Doc0044842595
Record RefreshedSep 20, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 07, 2022
Property Address3699 RAMBLER AVE, SAINT CLOUD, FL 34772-7206
Document Number0061242271
Book / Page6124 / 2271
Map ReferenceMB 1 PG 395
Instrument DateJan 07, 2022
Instrument2022004092
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyCORE TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,869.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3205 LAKE KERRY DR, 3205, SAINT CLOUD, FL 34769-2091

Transferred To (Grantee/Buyer)

NameVerified Name
Address3699 RAMBLER AVE, SAINT CLOUD, FL 34772-7206

Mortgage

Document Number0061242273
DateJan 07, 2022
Instrument6124/2273
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 29, 2020
Property Address3699 RAMBLER AVE, SAINT CLOUD, FL 34772-7206
Document Number0057631762
Book / Page5763 / 1762
Map ReferenceMB 1 PG 395
Instrument DateJul 27, 2020
Instrument2020098584
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyCORE TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,309.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address130 ACORN OAKS CIR APT 142, 130, CHATTANOOGA, TN 37405-2165

Transferred To (Grantee/Buyer)

NameVerified Name
Address3699 RAMBLER AVE, SAINT CLOUD, FL 34772-7206

Mortgage

Document Number0057631764
DateJul 29, 2020
Instrument5763/1764
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3699 RAMBLER AVE, SAINT CLOUD, FL 34772-7206
Document Number0051701947
Book / Page005170 / 001947
Instrument DateJun 06, 2017
Transaction TypeMortgage
Record UpdatedJul 24, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3699 RAMBLER AVE ST CLOUD FL 347727206, ST CLOUD, FL 34772-7206

Mortgage

Document Number0051701947
DateJun 27, 2017
Book Page005170/001947
Instrument93725
Lender
NameCARRINGTON MTG SVCS
AddressANAHEIM, CA 92806
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 26, 2047
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,811.00 (+5.19%) Homeowner's exemption$264,543 (+5.99%)$269,400 (+7.93%) Land $60,000 Building $209,400
2024$3,623.00 (+2.17%)
2023$3,546.00 (+102.17%) Homeowner's exemption$249,600 (+100.56%) Land $45,000 Building $204,600$249,600 (+20.99%) Land $45,000 Building $204,600
2022$1,754.00 Homeowner's exemption$124,449$206,300 Land $40,000 Building $166,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 62% of the US · above 36% of Florida
Wildfire LikelihoodAbout 1 in 452 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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