3699 Otter Brook Loop, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 3699 Otter Brook Loop, Discovery Bay, CA 94505

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,272 sqft · built 2003
Lot Size	0.153 acres (6,667 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Jun 2020)
Tax Bill	$9,061 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Dec 2017 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`011-430-016-3`

Property Details

APN / Parcel Number

Primary APN	`011-430-016-3`
Alternative APN	`011-430-016`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,272 sqft Living Area
1st Floor Area	1,739 sqft
2nd Floor Area	1,533 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Cluster
Lot Area	6,667 sqft (0.153 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	957 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3699 OTTER BROOK LOOP
City	DISCOVERY BAY
State	CA
Zip	94505-1844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T8428 L16
Legal Subdivision	SUBDIVISION 8428
Legal Tract	8428
Legal Lot Number	16
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	3
Census Block	3001
Census Tract	304007

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3699 OTTER BROOK LOOP, DISCOVERY BAY, CA 94505-1844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed of Trust, Mortgage · Line of Credit TRAVIS CU
Dec 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 2, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2020 · Amount on Record
Deed Sale	Jun 2, 2020 · Amount on Record
Prior Sale	Jul 3, 2003 · Amount on Record
Deed Document Number	2020104907
Prior Transfer Date	Jul 25, 2005
Prior Transfer Doc	0000296489
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3699 OTTER BROOK LOOP, DISCOVERY BAY, CA 94505-1844
Transaction Type	Mortgage
Record Updated	Feb 7, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3699 OTTER BROOK LOOP, DISCOVERY BAY, CA 94505-1844

Mortgage

Document Number	0000008328
Date	Jan 31, 2023
Instrument	2023-008328

Lender

Name	TRAVIS CU
Type	Credit Union
Address	VACAVILLE, CA 95687

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Mar 2, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3699 OTTER BROOK LOOP, DISCOVERY BAY, CA 94505-1844
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000236202
Date	Dec 15, 2017
Instrument	2017-236202

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3699 OTTER BROOK LOOP, DISCOVERY BAY, CA 94505-1844
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3699 OTTER BROOK LOOP, DISCOVERY BAY, CA 94505-1844

Mortgage

Document Number	0000258708
Date	Sep 16, 2021
Instrument	2021-258708

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 2, 2020
Property Address	3699 OTTER BROOK LOOP, DISCOVERY BAY, CA 94505-1844
Document Number	0000104907
Map Reference	MB 436 PG 10
Instrument Date	May 28, 2020
Instrument	2020-104907
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3699 OTTER BROOK LOOP, 3699, DISCOVERY BAY, CA 94505-1844

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3699 OTTER BROOK LOOP, DISCOVERY BAY, CA 94505-1844

Mortgage

Document Number	0000104908
Date	Jun 2, 2020
Instrument	2020-104908

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$702,993 (+10.83%) Land $89,237 Building $613,756
2025	$9,061.00 (+6.54%) Homeowner's exemption	$634,308 (+4.04%) Land $87,488 Building $546,820
2023	$8,505.00 (+0.94%)	$609,680 Land $84,092 Building $525,588
2022	$8,426.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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