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3699 Moca Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3699 Moca Dr, Saint Cloud, FL 34772 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2017
Square Footage2,820 sqft Living Area
Lot Size11,761 sqft (0.27 acres)
OccupancyOwner Occupied
Last Sale$277,000 (2018)
Tax Bill$4,292.00 (2025)

Property Details

APN / Parcel Number

Primary APN35-26-30-0964-0001-4050
Alternative APN
  • 263035096400014050

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,820 sqft Living Area
Gross Area3,301 sqft Gross Area
1st Floor1,634 sqft 1st Floor
Upper Floors1,186 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,761 sqft (0.27 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area428 sqft Garage
Patio Area400 sqft Patio
Porch Area53 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3699 MOCA DR
CitySAINT CLOUD
StateFL
Zip34772-8147
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWHALEYS CREEK PH 1 PB 24 PGS 161-167 LOT 405
Legal Range30E
Legal Township26S
Legal Section35
Legal SubdivisionWHALEYS CREEK PH 1
Legal Phase1
Legal Tract964
Legal Block4050
Legal Lot Number405
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2013
Census Tract43304

Owner

Source: Osceola County records · APN 35-26-30-0964-0001-4050

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3699 MOCA DR, SAINT CLOUD, FL 34772-8147
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jan 02, 2018Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 02, 2018 · Amount on Record
Deed SaleJan 02, 2018 · Amount on Record
Prior SaleMar 01, 2016 · Amount on Record
Deed Doc Number2018723
Deed Book / Page5262 / 1431
Record RefreshedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3699 MOCA DR, SAINT CLOUD, FL 34772-8147
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3699 MOCA DR, SAINT CLOUD, FL 34772-8147

Mortgage

Document Number0062951995
DateOct 06, 2022
Book Page6295/1995
Instrument2022148461
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term479 Months
DueSep 01, 2062

January 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 02, 2018
Property Address3699 MOCA DR, SAINT CLOUD, FL 34772-8147
Document Number0052621431
Book / Page5262 / 1431
Map ReferenceMB24 PG161-167
Instrument DateDec 29, 2017
Instrument2018000723
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyPGP TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,939.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address3699 MOCA DR, SAINT CLOUD, FL 34772-8147

Mortgage

Document Number2018000724
DateJan 02, 2018
Instrument2018000724
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,292.00 (+6.13%) Homeowner's exemption$282,694 (+5.99%)$405,800 (+3.34%) Land $70,000 Building $335,800
2023$4,044.00 (+3.51%) Homeowner's exemption$266,726 (+3%)$392,700 (+10.12%) Land $65,000 Building $327,700
2022$3,907.00 Homeowner's exemption$258,958$356,600 Land $60,000 Building $296,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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