3699 Kawkawlin River Dr, Bay City, MI 48706 Property Records

Bay County property record for 3699 Kawkawlin River Dr, Bay City, MI 48706

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 502 sqft · built 1950
Lot Size	0.89 acres (38,768 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Nov 2018)
Tax Bill	$1,549 (2026)
Deeds & Mortgages	Feb 2019 Transfer
Flood Zone	Zone X (moderate risk)
APN	`010-005-100-475-02`

Property Details

APN / Parcel Number

Primary APN	`010-005-100-475-02`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	502 sqft Living Area
1st Floor Area	502 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Lot Area	38,768 sqft (0.89 acres)
Lot Dimensions	214 ft deep x 214 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3699 KAWKAWLIN RIVER DR
City	BAY CITY
State	MI
Zip	48706-1773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COM AT SW COR OF SEC TH N 1565.2 FT TH N 86D 55M E 723.71 FT TH N 43D 49M 50S E 1654.7 FT TH N 02D 22M 10S W 45.72 FT TO
Legal Range	05E
Legal Township	14N
Legal Section	05
Jurisdiction	BAY MI
Township / Civil Division	BANGOR
Census Block Group	3
Census Block	3001
Census Tract	285900

Owner

3699 Kawkawlin River Dr is owned by an individual who acquired it in February 2019.

Source: Bay County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2215 AVON LN, BIRMINGHAM, MI 48009-1510
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2018 · Amount on File
Deed Sale	Nov 14, 2018 · Amount on File
Deed Document Number	201815555
Last Transfer Date	Feb 14, 2019
Transfer Doc	0000001760
Record Updated	Jun 8, 2026

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	Feb 15, 2019
Property Address	3699 KAWKAWLIN RIVER DR, BAY CITY, MI 48706-1773
Document Number	0000001760
Instrument Date	Feb 14, 2019
Instrument	1760
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2215 AVON LN BIRMINGHAM MI 480091510, BIRMINGHAM, MI 48009-1510

Tax Assessment & Valuation

The 2026 property tax bill for 3699 Kawkawlin River Dr was $1,549.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Bangor Charter Township
Unified School District	Bangor Township Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,549.00	$57,300	$114,600
2023		$40,900	$81,800
2022	$1,291.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3699 Kawkawlin River Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1979–2017)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Jun 2017 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3699 Kawkawlin River Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Nov 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20