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3699 Cuernavaca Ct, Largo, FL 33771 Property Records

Pinellas County property record for 3699 Cuernavaca Ct, Largo, FL 33771

Property Summary

Property TypePlanned Unit Development
Details3 bd · 2 ba · 1,109 sqft · built 1989
Lot Size0.039 acres (1,716 sqft)
Owner2 Individual Names on Record
Last Sale$190,000 (Aug 2021)
Tax Bill$4,544 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-748-4179-2

Property Details

APN / Parcel Number

Primary APNC62-000-748-4179-2
Alternative APNs
  • 36-29-15-07328-000-2030
  • 291536073280002030
  • 152936073280002030
  • R394004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,109 sqft Living Area
1st Floor Area1,109 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1995
Exterior MaterialBrick/Stone
Construction TypeWood
Lot Area1,716 sqft (0.039 acres)
View / LotCorner
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR394004
Street Address3699 CUERNAVACA CT
CityLARGO
StateFL
Zip33771-2784
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionBELLE OAK VILLAS UNIT 2 LOT 203
Legal Range15E
Legal Township29S
Legal Section36
Legal SubdivisionBELLE OAK VILLAS UNIT 2
Legal Tract7328
Legal Lot Number203
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1000
Census Tract25416

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3699 CUERNAVACA CT, LARGO, FL 33771-2784
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2021Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
Jan 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Aug 2, 2018Warranty Deed, Transfer · FHA Mortgage
FIDELITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2021 · Amount on Record
Deed SaleAug 3, 2021 · Amount on Record
Prior SaleAug 2, 2018 · Amount on Record
Deed Document Number2021253601
Deed Book / Page21654 / 1859
Transfer Doc1088001127
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 3, 2021
Property Address3699 CUERNAVACA CT, LARGO, FL 33771-2784
Document Number0216541859
Book / Page21654 / 1859
Map ReferenceMB 9 PG 93&94
Instrument DateAug 2, 2021
Instrument2021253601
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyCOASTLINE TITLE/PINELLAS LLC, COASTLINE TITLE OF PINELLAS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,330.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5900 OSAGE RD TRLR 32, 5900, WATERLOO, IA 50703-9478

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3699 CUERNAVACA CT, LARGO, FL 33771-2784

Mortgage

Document Number0216541865
DateAug 3, 2021
Book Page21654/1865
Instrument2021253604
Lender
NameROCKET MORTGAGE LLC
TypeNon-Lending Institution
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address3699 CUERNAVACA CT, LARGO, FL 33771-2784
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3699 CUERNAVACA CT, LARGO, FL 33771-2784

Mortgage

Document Number0213380524
DateJan 12, 2021
Book Page21338/524
Instrument2021009906
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueAug 1, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 2, 2018
Property Address3699 CUERNAVACA CT, LARGO, FL 33771-2784
Document Number0201522640
Book / Page20152 / 2640
Map ReferenceMB 94 PG 93&94
Instrument DateAug 1, 2018
Instrument2018246336
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyCOASTLINE TITLE OF PINELLAS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,085.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2461 RHODESIAN DR APT 15, 2461, CLEARWATER, FL 33763-1940

Transferred To (Grantee/Buyer)

NameVerified Name
Address3699 CUERNAVACA CT, LARGO, FL 33771-2784
InvestorPossibly a Property Investor

Mortgage

Document Number2018246337
DateAug 2, 2018
Instrument2018246337
Lender
NameFIDELITY BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,544.00 (+12.2%)$239,320 (+5.57%) Building $239,320$239,320 (+5.57%) Building $239,320
2023$4,050.00 (+12.34%)$226,703 (+19.64%)$226,703 (+19.64%) Building $226,703
2022$3,605.00$189,495$189,495 Building $189,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims3 (2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Frontier, T-Mobile, Verizon, WOW Internet, Cable & Phone.

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