3698 Willow St, Hampstead, MD 21074 Property Records

Carroll County property record for 3698 Willow St, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,182 sqft · built 2006
Lot Size	0.312 acres (13,602 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Jun 2026)
Tax Bill	$5,697 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-069638`

Property Details

APN / Parcel Number

Primary APN	`08-069638`
Alternative APN	`069638`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,182 sqft Total Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,602 sqft (0.312 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	069638
Street Address	3698 WILLOW ST
City	HAMPSTEAD
State	MD
Zip	21074-1890
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 83 -13602 SQ FT 3698 WILLOW ST 48-239/24 WESTWOOD PARK SC 1 PH 4
Legal Subdivision	WESTWOOD PARK SEC 01 PH 03
Legal Phase	4
Legal Lot Number	83
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	3
Census Block	3011
Census Tract	508200

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3698 WILLOW ST, HAMPSTEAD, MD 21074-1890
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE
Oct 12, 2022	Deed, Transfer · ARM GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Oct 12, 2022 · Amount on Record
Deed Book / Page	11800 / 223
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 25, 2026
Property Address	3698 WILLOW ST, HAMPSTEAD, MD 21074-1890
Document Number	1180000223
Book / Page	11800 / 223
Instrument Date	Jun 24, 2026
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	CC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530,250.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3698 WILLOW ST, HAMPSTEAD, MD 21074-1890

Mortgage

Document Number	1180000231,
Date	Jun 25, 2026
Book Page	11800/231

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 12, 2022
Property Address	3698 WILLOW ST, HAMPSTEAD, MD 21074-1890
Document Number	0109040094
Book / Page	10904 / 94
Map Reference	MB 48 PG 239-243
Instrument Date	Sep 28, 2022
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	MICASA TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$2,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3698 WILLOW ST, HAMPSTEAD, MD 21074-1890

Mortgage

Document Number	0109040100
Date	Oct 12, 2022
Instrument	10904-0100

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.87%
Index	1-Year CMT
Margin	3
Max Rate	9.87%

Mortgage

Document Number	0109050199
Date	Oct 13, 2022
Book Page	10905/199

Lender

Name	FEDERAL HOME LOAN MORTGAGE CORPORATION
Type	Government Agency

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,697.00 (+5.21%) Homeowner's exemption	$436,467 (+5.3%)	$480,400 (+15.9%) Land $113,000 Building $367,400
2025	$5,415.00 (+12.07%) Homeowner's exemption	$414,500 (+15.79%) Land $93,000 Building $321,500	$414,500 (-) Land $93,000 Building $321,500
2023	$4,832.00	$357,967	$414,500 Land $93,000 Building $321,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1983–2025)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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