3698 Sandal Ln, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3698 Sandal Ln, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,483 sqft · built 1954
Lot Size	2.01 acres (87,686 sqft)
Owner	2 Individual Names on File
Last Sale	$241,000 (Apr 2022)
Tax Bill	$4,407 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0292-0118-00`

Property Details

APN / Parcel Number

Primary APN	`550-0292-0118-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,483 sqft Living Area
Gross Area	2,506 sqft
1st Floor Area	1,153 sqft
Basement Area	1,353 sqft
Finished Basement	330 sqft
Unfinished Basement	1,023 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	87,686 sqft (2.01 acres)
Lot Dimensions	557 ft deep x 45.4 ft wide
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	225 sqft
Deck Area	Deck Area
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	3698 SANDAL LN
City	CINCINNATI
State	OH
Zip	45248-2836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	SANDAL LN 45.41 X 557.28 IRR LOT 7 SANDAL LN SUB
Legal Subdivision	SANDAL LN SUB
Legal Lot Number	7
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3006
Census Tract	21101

Owner

3698 Sandal Ln is owned and occupied by two individuals who bought it in April 2022.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3698 SANDAL LN, CINCINNATI, OH 45248-2836
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Aug 20, 2020	Quit Claim Deed, Transfer CHURCHILL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2022 · Amount on File
Deed Sale	Apr 15, 2022 · Amount on File
Prior Sale	May 16, 2012 · Amount on File
Deed Document Number	202238929
Deed Book / Page	14647 / 2735
Prior Transfer Date	Aug 4, 2020
Prior Transfer Doc	0000083364
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 15, 2022
Property Address	3698 SANDAL LN, CINCINNATI, OH 45248-2836
Document Number	0000038929
Book / Page	14647 / 2735
Instrument Date	Apr 7, 2022
Instrument	2022-0038929
Transaction Type	Transfer
Record Updated	Jun 9, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$723.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3698 SANDAL LN, CINCINNATI, OH 45248-2836

Mortgage

Document Number	0000038930
Date	Apr 15, 2022
Instrument	2022-0038930

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Mortgage

Document Number	0000038931
Date	Apr 15, 2022
Book Page	14647/2752
Instrument	2022-0038931

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 20, 2020
Property Address	3698 SANDAL LN, CINCINNATI, OH 45248-2836
Document Number	0000083364
Book / Page	014236 / 002073
Instrument Date	Aug 4, 2020
Instrument	83364
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	RESOURCE R/E SERVICES, RESOURCE REAL EST SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3698 SANDAL LN CINCINNATI OH 452482836, CINCINNATI, OH 45248-2836

Mortgage

Document Number	83365
Date	Aug 20, 2020
Book Page	014236/002076
Instrument	83365

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 19, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3698 Sandal Ln was $4,407, up 2.4% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,407.00 (+2.37%)	$84,351 (+%) Land $23,475 Building $60,876	$241,000 Land $67,070 Building $173,930
2024	$4,305.00 (+0.02%)	$84,349 (-) Land $23,474 Building $60,875
2023	$4,304.00 (+39.56%)	$84,349 (+65%) Land $23,474 Building $60,875	$241,000 Land $67,070 Building $173,930
2022	$3,084.00 Homeowner's exemption	$51,121 Land $21,028 Building $30,093
2020			$146,060 Land $60,080 Building $85,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3698 Sandal Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1982–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3698 Sandal Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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