Burke County property record for 3697 Old NC 18, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,630 sqft · built 1920 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $820 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2720531377 |
| Primary APN | 2720531377 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,630 sqft Living Area |
| 1st Floor Area | 984 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 50,094 sqft (1.15 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 190 sqft |
| Shed | 1 Shed |
| Shed Area | 130 sqft |
| Cooling System | None |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3697 OLD NC 18 |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-7493 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL MIXE |
| Legal Description | 3697 OLD NC 18 MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | LOWER FORK |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 21203 |
3697 Old NC 18 is owned and occupied by an individual.
Source: Burke County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3697 OLD NC 18, MORGANTON, NC 28655-7493 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Nov 3, 2025 |
| Property Address | 3697 OLD NC 18, MORGANTON, NC 28655-7493 |
| Document Number | 0028370140 |
| Book / Page | 2837 / 140 |
| Instrument Date | Nov 3, 2025 |
| Instrument | 2025009190 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3697 OLD NC 18, MORGANTON, NC 28655-7493 |
| Document Number | 2025009191 |
|---|---|
| Date | Nov 3, 2025 |
| Instrument | 2025009191 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2040 |
The 2026 property tax bill for 3697 Old NC 18 was $820, up 0.6% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $820.00 (+0.61%) | $109,601 (-) Land $17,961 Building $91,640 | $109,601 (-) Land $17,961 Building $91,640 |
| 2025 | $815.00 | $109,601 Land $17,961 Building $91,640 | $109,601 Land $17,961 Building $91,640 |
| 2023 | $816.00 | $109,601 Land $17,961 Building $91,640 | $109,601 Land $17,961 Building $91,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3697 Old NC 18 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3697 Old NC 18 is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BURKE CO. WATER-SOUTH serves 5,207 people · EPA ID NC0112075 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
4G LTE (outdoors only), no 5G reported
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