3697 N Rock Creek Loop, Waco, TX 76708 Property Records

McLennan County property record for 3697 N Rock Creek Loop, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,034 sqft · built 1940
Lot Size	5.6 acres (243,936 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,840 (Aug 2026)
Tax Bill	$1,390 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`18-003300-030700-8`

Property Details

APN / Parcel Number

Primary APN	`18-003300-030700-8`
Alternative APNs	`1800330003070080111` `107385`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,034 sqft Living Area
1st Floor Area	1,034 sqft
Flooring	Wood

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1964
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	243,936 sqft (5.6 acres)

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Shed	1 Shed
Shed Area	2 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3697 N ROCK CREEK LOOP
City	WACO
State	TX
Zip	76708-7626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	RABAGO M ACRES 5.6
Legal Subdivision	RABAGO M
Jurisdiction	MCLENNAN TX
Township / Civil Division	CHINA SPRING
Census Block Group	2
Census Block	2017
Census Tract	4102

Owner

Source: McLennan County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3697 N ROCK CREEK LOOP, WACO, TX 76708-7626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK
Aug 28, 2026	Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK
Jun 25, 2020	Warranty Deed, Transfer AMERICAN GUARANTY TITLE COMPANY, AMERICAN GUARANTY TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2026 · Amount on Record
Deed Sale	Aug 28, 2026 · Amount on Record
Prior Sale	Jun 25, 2020
Deed Document Number	202627867
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 28, 2026
Property Address	3697 N ROCK CREEK LOOP, WACO, TX 76708-7626
Document Number	0000027867
Instrument Date	Aug 27, 2026
Instrument	202627867
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027868,
Date	Aug 28, 2026
Instrument	202627868

Lender

Name	COMMUNITY TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 28, 2026
Property Address	3697 N ROCK CREEK LOOP, WACO, TX 76708-7626
Document Number	0000027867
Instrument Date	Aug 27, 2026
Instrument	202627867
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027868,
Date	Aug 28, 2026
Instrument	202627868

Lender

Name	COMMUNITY TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 25, 2020
Property Address	3697 N ROCK CREEK LOOP, WACO, TX 76708-7626
Document Number	0000020885
Instrument Date	Jun 19, 2020
Instrument	20885
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	AMERICAN GUARANTY TITLE COMPANY, AMERICAN GUARANTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 DELAINA DR FLOWER MOUND TX 750220992, FLOWER MOUND, TX 75022-0992

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,000 (+38.54%) Land $81,984 Building $51,016	$133,000 (-4.39%) Land $81,984 Building $51,016
2025	$1,390.00 (+18.2%)	$96,000 (+2%) Land $69,220 Building $69,880	$139,100 (+73.88%) Land $69,220 Building $69,880
2024	$1,176.00 (-0.59%)
2023		$80,000 Land $69,220 Building $10,780	$80,000 Land $69,220 Building $10,780
2022	$1,183.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2007–2012)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 49% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROSS COUNTRY WSC serves 3,939 people · EPA ID TX1550059
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

Nearby Properties on N Rock Creek Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures