3697 Elder Rd, Carp Lake, MI 49718 Property Records

Emmet County property record for 3697 Elder Rd, Carp Lake, MI 49718

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,080 sqft
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Mar 2024)
Tax Bill	$1,152 (2024)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Apr 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-06-06-400-010`

Property Details

APN / Parcel Number

Primary APN	`03-06-06-400-010`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Architectural Style	Other
Fire Resistance	Fireproof Steel Frame
Lot Area	261,360 sqft (6 acres)
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3697 ELDER RD
City	CARP LAKE
State	MI
Zip	49718-9774
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-2
Legal Description	BEG AT SE COR OF SW ? OF SE ? OF SECTION 6, TH W 30 RDS ALG HWY, TH N 40 RDS, TH E 30 RDS, TH S 40 RDS TO POB. EXC THEREFROM
Legal Range	04W
Legal Township	38N
Legal Section	06
Jurisdiction	EMMET MI
Township / Civil Division	CARP LAKE
Census Block Group	2
Census Block	2062
Census Tract	970100

Owner

Source: Emmet County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6420 E GILL RD, CARP LAKE, MI 49718-9762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Warranty Deed, Transfer · Conventional Mortgage ASHBAUGH JAMES SCOTT
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARLILE A HUNTINGTON
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
Jan 18, 2021	Warranty Deed, Transfer
Apr 2, 2020	Quit Claim Deed, Transfer Quitclaim
Sep 19, 2019	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 22, 2024 · Amount on Record
Deed Sale	Mar 22, 2024 · Amount on Record
Prior Sale	Jan 18, 2021 · Amount on Record
Deed Document Number	20245211560
Deed Book / Page	1258 / 550
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Mar 22, 2024
Property Address	3697 ELDER RD, CARP LAKE, MI 49718-9774
Document Number	001258/550
Book / Page	1258 / 550
Instrument Date	Mar 19, 2024
Instrument	5211560
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$8.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6420 E GILL RD, CARP LAKE, MI 49718-9762

Mortgage

Document Number	0005211561
Date	Mar 22, 2024
Instrument	5211561

Lender

Name	ASHBAUGH JAMES SCOTT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	3697 ELDER RD, CARP LAKE, MI 49718-9774
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8675 MINK RD, HARBOR SPRINGS, MI 49740-9449

Mortgage

Document Number	0000001220/0000000420
Date	Apr 2, 2020
Book Page	0000001220/0000000420
Instrument	5173364

Lender

Name	CARLILE A HUNTINGTON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	10%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	3697 ELDER RD, CARP LAKE, MI 49718-9774
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8675 MINK RD, HARBOR SPRINGS, MI 49740-9449

Mortgage

Document Number	0000001222/0000000052
Date	Jun 9, 2020
Book Page	0000001222/0000000052
Instrument	5174994

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jan 18, 2021
Property Address	3697 ELDER RD, CARP LAKE, MI 49718-9774
Document Number	001229/111
Book / Page	1229 / 111
Instrument Date	Jan 15, 2021
Instrument	5182079
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3697 ELDER RD, CARP LAKE, MI 49718-9774

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Apr 2, 2020
Property Address	3697 ELDER RD, CARP LAKE, MI 49718-9774
Document Number	001220/419
Book / Page	1220 / 419
Instrument Date	Mar 30, 2020
Instrument	5173363
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8675 MINK RD, HARBOR SPRINGS, MI 49740-9449

September 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	EMMET MI
Recording Date	Sep 19, 2019
Property Address	3697 ELDER RD, CARP LAKE, MI 49718-9774
Document Number	001215/316
Book / Page	1215 / 316
Instrument Date	Sep 11, 2019
Instrument	5168234
Transaction Type	Foreclosure
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650W W BIG BEAVER RD, TROY, MI 48084-3502

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Carp Lake Township
Unified School District	Pellston Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,800 (+20.99%) Land $17,300 Building $41,500	$117,600 (+20.99%) Land $34,600 Building $83,000
2024	$1,152.00
2023		$48,600 Land $9,600 Building $39,000	$97,200 Land $19,200 Building $78,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Aug 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Lakes Energy Connections Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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