3697 E Sumner Lake Dr, Anderson, IN 46012 Property Records

Madison County property record for 3697 E Sumner Lake Dr, Anderson, IN 46012

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,302 sqft · built 1962
Lot Size	0.654 acres (28,488 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Apr 2024)
Tax Bill	$1,683 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-0124-1-011`

Property Details

APN / Parcel Number

Primary APN	`13-0124-1-011`
Alternative APNs	`48-07-27-200-031.000-029` `00001319288`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,302 sqft Living Area
1st Floor Area	1,302 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2010
Construction Type	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	28,488 sqft (0.654 acres)
Lot Dimensions	285 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001319288
Street Address	3697 E SUMNER LAKE DR
City	ANDERSON
State	IN
Zip	46012-9417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMNER LAKE 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT:
Legal Subdivision	SUMNER LAKE ADD
Jurisdiction	MADISON IN
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2013
Census Tract	10700

Owner

3697 E Sumner Lake Dr is owned and occupied by an individual who bought it in April 2024.

Source: Madison County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	3697 E SUMNER LAKE DR, ANDERSON, IN 46012-9417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Apr 22, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK FSB
Jan 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2024 · Amount on File
Deed Sale	Apr 22, 2024 · Amount on File
Prior Sale	Mar 8, 2013 · Amount on File
Deed Document Number	20245240
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Recording Date	Jul 8, 2026
Property Address	3697 E SUMNER LAKE DR, ANDERSON, IN 46012-9417
Document Number	0000010222
Instrument Date	Jun 1, 2026
Instrument	202610222
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3697 E SUMNER LAKE DR, ANDERSON, IN 46012-9417

Mortgage

Document Number	0000010222,
Date	Jul 8, 2026
Instrument	202610222

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Apr 22, 2024
Property Address	3697 E SUMNER LAKE DR, ANDERSON, IN 46012-9417
Document Number	2024R05240
Map Reference	BK 11 PG 74
Instrument Date	Apr 19, 2024
Instrument	2024R05240
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3697 E SUMNER LAKE DR, ANDERSON, IN 46012-9417

Mortgage

Document Number	2024R05241
Date	Apr 22, 2024
Instrument	2024R05241

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	3697 E SUMNER LAKE DR, ANDERSON, IN 46012-9417
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R01417
Date	Jan 28, 2020
Instrument	2020R01417

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3697 E Sumner Lake Dr was $1,683 with a homeowner's exemption, up 69.1% from the year before.

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Richland Township
Unified School District	Anderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,683.00 (+69.15%) Homeowner's exemption	$172,100 Land $18,800 Building $153,300	$172,100 Land $18,800 Building $153,300
2024	$995.00
2023		$101,100 (-0.49%) Land $17,900 Building $83,200	$101,100 (-0.49%) Land $17,900 Building $83,200
2022	$968.00	$101,600 Land $17,100 Building $84,500	$101,600 Land $17,100 Building $84,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3697 E Sumner Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3697 E Sumner Lake Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20

May also be available: BridgeMAXX Suncoast Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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