3697 Cobb Rd, Williamsburg, OH 45176 Property Records

Clermont County property record for 3697 Cobb Rd, Williamsburg, OH 45176

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,919 sqft · built 1979
Lot Size	1.36 acres (59,242 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (May 2017)
Tax Bill	$3,249 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-44-26.-004`

Property Details

APN / Parcel Number

Primary APN	`52-44-26.-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,919 sqft Living Area
1st Floor Area	1,919 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	59,242 sqft (1.36 acres)
View / Lot	Cul-de-sac
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Patio Area	60 sqft
Shed	1 Shed
Shed Area	240 sqft
Pole Barn	1,728 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3697 COBB RD
City	WILLIAMSBURG
State	OH
Zip	45176-8409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHEELER FARM; LOT 4
Legal Subdivision	WHEELER FARM
Legal Lot Number	4
Jurisdiction	CLERMONT OH
Township / Civil Division	WILLIAMSBURG
Census Block Group	1
Census Block	1064
Census Tract	40900

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3697 COBB RD, WILLIAMSBURG, OH 45176-8409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 19, 2017	Survivorship Deed, Transfer · VA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2017 · Amount on Record
Deed Sale	May 19, 2017 · Amount on Record
Prior Sale	Sep 28, 2006 · Amount on Record
Deed Document Number	201711043
Deed Book / Page	2706 / 60
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	3697 COBB RD, WILLIAMSBURG, OH 45176-8409
Transaction Type	Mortgage
Record Updated	Feb 29, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3697 COBB RD, WILLIAMSBURG, OH 45176-8409

Mortgage

Document Number	0000002815
Date	Feb 16, 2024
Book Page	2961/5186
Instrument	202400002815

Lender

Name	US BANK NA
Type	Bank
Address	9380 EXCELSIOR BLVD, HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2054

Interest

Change Frequency	Monthly

May 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CLERMONT OH
Recording Date	May 19, 2017
Property Address	3697 COBB RD, WILLIAMSBURG, OH 45176-8409
Document Number	0000011043
Book / Page	2706 / 0060
Map Reference	PL MB E PG 23
Instrument Date	May 5, 2017
Instrument	201700011043
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2300 WALL ST STE A, A, CINCINNATI, OH 45212-2742

Mortgage

Document Number	0000011044
Date	May 19, 2017
Book Page	2705/0062
Instrument	201700011044

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Williamsburg Township
Unified School District	Williamsburg Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,249.00 (-45.68%)	$81,830 (-) Land $12,740 Building $69,090
2024			$233,800 (-) Land $36,400 Building $197,400
2023	$5,981.00 (+97.59%) Homeowner's exemption	$81,830 (+2%) Land $12,740 Building $69,090	$233,800 (+20.02%) Land $36,400 Building $197,400
2022	$3,027.00 Homeowner's exemption	$68,190 Land $10,400 Building $57,790
2020			$194,800 Land $29,700 Building $165,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLIAMSBURG VILLAGE PWS serves 2,490 people · EPA ID OH1301411
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Cobb Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures