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3696 Prescott Loop, Lakeland, FL 33810 Property Records

Polk County property record for 3696 Prescott Loop, Lakeland, FL 33810

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,320 sqft · built 2011
Lot Size0.165 acres (7,200 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Sep 2022)
Tax Bill$5,628 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
May 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN23-27-35-013503-025130

Property Details

APN / Parcel Number

Primary APN23-27-35-013503-025130
Alternative APNs
  • 352723013503025130
  • 52723000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,320 sqft Living Area
Gross Area2,803 sqft
1st Floor Area1,160 sqft
Upper Floors Area1,160 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialOther
Lot Area7,200 sqft (0.165 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area483 sqft
PorchScreened/Unfinished Porch
Porch Area287 sqft

Location & Zoning

Street Address3696 PRESCOTT LOOP
CityLAKELAND
StateFL
Zip33810-2860
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMPTON HILLS SOUTH PHASE 2 PB 140 PGS 1-9 BLOCK 25 LOT 13
Legal Range23E
Legal Township27S
Legal Section35
Legal SubdivisionHAMPTON HILLS SOUTH PHASE 2
Legal Phase2
Legal Tract13503
Legal Block25
Legal Lot Number13
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1011
Census Tract12126

Owner

3696 Prescott Loop is owned by two individuals who bought it in September 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1213 14TH ST, 213, KEY WEST, FL 33040-4157
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2022Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
May 5, 2022Warranty Deed, Transfer
OS NATIONAL LLC
Jan 2, 2019Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2022 · Amount on File
Deed SaleSep 21, 2022 · Amount on File
Prior SaleMay 5, 2022 · Amount on File
Deed Document Number2022256557
Deed Book / Page12428 / 357
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 21, 2022
Property Address3696 PRESCOTT LOOP, LAKELAND, FL 33810-2860
Document Number0000256557
Book / Page12428 / 357
Map ReferenceMB 140 PG 1-9
Instrument DateSep 20, 2022
Instrument2022256557
Transaction TypeTransfer
Record UpdatedOct 4, 2022
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3696 PRESCOTT LOOP, LAKELAND, FL 33810-2860

Mortgage

Document Number0012428359
DateSep 21, 2022
Instrument12428/359
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 5, 2022
Property Address3696 PRESCOTT LOOP, LAKELAND, FL 33810-2860
Document Number0000122882
Book / Page12240 / 1128
Map ReferenceMB 140 PG 1-9
Instrument DateApr 29, 2022
Instrument2022122882
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount on Record
Tax$2,734.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1402 GRAYWOOD CT, VALRICO, FL 33596-6135

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3696 PRESCOTT LOOP, LAKELAND, FL 33810-2860
Document Number0107351715
Instrument DateJan 2, 2019
Transaction TypeMortgage
Record UpdatedFeb 11, 2019
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3696 PRESCOTT LOOP LAKELAND FL 338102860, LAKELAND, FL 33810-2860

Mortgage

Document Number0107351715
DateJan 29, 2019
Book Page010735/001715
Instrument18672
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 28, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3696 Prescott Loop was $5,628.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$302,592 (-3.01%) Land $50,000 Building $252,592$302,592 (-3.01%) Land $50,000 Building $252,592
2025$5,628.00$311,984 Land $50,000 Building $261,984$311,984 Land $50,000 Building $261,984
2023$5,815.00 (+30.32%)$319,022 (+22.97%) Land $48,000 Building $271,022$319,022 (+22.97%) Land $48,000 Building $271,022
2022$4,462.00$259,441 Land $40,000 Building $219,441$259,441 Land $40,000 Building $219,441

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3696 Prescott Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3696 Prescott Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKELAND
serves 193,297 people · EPA ID FL6531014
Water SourceGroundwater
Last State InspectionJul 2022
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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