3695 Three Chopt Rd, Gum Spring, VA 23065 Property Records

Goochland County property record for 3695 Three Chopt Rd, Gum Spring, VA 23065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,080 sqft · built 1994
Lot Size1.87 acres (81,457 sqft)
OwnerIndividual Name on File
Last Sale$184,950 (Jun 2007)
Tax Bill$1,514 (2026)
Deeds & MortgagesApr 2021 Second Mortgage
Flood ZoneZone X (minimal risk)
APN130001000039A

Property Details

APN / Parcel Number

Primary APN130001000039A
Alternative APNs
  • 13 1 39A
  • 9482

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
AtticAttic
Attic Area520 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2000
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area81,457 sqft (1.87 acres)
TerrainRolling
PorchSlab
Deck Area120 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number9482
Street Address3695 THREE CHOPT RD
CityGUM SPRING
StateVA
Zip23065-2144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1-AG/GEN
Legal DescriptionW GUM SPRING ON 700 1.87AC #07-3386 DB 143 69
JurisdictionGOOCHLAND VA
Township / Civil Division1
Census Block Group3
Census Block3033
Census Tract400400

Owner

Source: Goochland County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3695 THREE CHOPT RD, GUM SPRING, VA 23065-2144
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 29, 2007 · Amount on Record
Deed SaleJun 29, 2007 · Amount on Record
Deed Document Number20073386
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGOOCHLAND VA
Property Address3695 THREE CHOPT RD, GUM SPRING, VA 23065-2144
Transaction TypeMortgage
Record UpdatedNov 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210001807
DateApr 5, 2021
Instrument210001807
Lender
NameVIRGINIA CREDIT UNION INC
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueApr 28, 2041
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Goochland County assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyGoochland County
Unified School DistrictGoochland County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,514.00 (+5.8%)$285,700 (+5.78%) Land $76,000 Building $209,700$285,700 (+5.78%) Land $76,000 Building $209,700
2025$1,431.00 (+34.87%)$270,100 (+9.89%) Land $70,400 Building $199,700$270,100 (+9.89%) Land $70,400 Building $199,700
2023$245,800 Land $60,600 Building $185,200$245,800 Land $60,600 Building $185,200
2021$1,061.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1985–1996)
Most Recent ClaimSep 1996 · Hurricane Fran And Associated Severe Storm Cond

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Central Virginia Electric Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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