York County property record for 3695 Mount Gallant Rd, Rock Hill, SC 29732
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,712 sqft · built 1960 |
| Lot Size | 4.16 acres (181,210 sqft) |
| Owner | Individual Name on File |
| Last Sale | $525,000 (Apr 2024) |
| Tax Bill | $2,755 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Line of Credit May 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 588-00-00-128 |
| Primary APN | 588-00-00-128 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,712 sqft Living Area |
| Gross Area | 3,234 sqft |
| 1st Floor Area | 1,712 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 181,210 sqft (4.16 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 526 sqft |
| Deck Area | 324 sqft |
| Patio Area | 324 sqft |
| Street Address | 3695 MT GALLANT RD |
|---|---|
| City | ROCK HILL |
| State | SC |
| Zip | 29732-8246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RCI |
| Legal Description | 4.163 AC MT GALLANT & MASTER |
| Jurisdiction | YORK SC |
| Township / Civil Division | ROCK HILL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 60911 |
3695 Mount Gallant Rd is owned and occupied by an individual who bought it in April 2024.
Source: York County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3695 MT GALLANT RD, ROCK HILL, SC 29732-8246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2024 | Deed, Transfer · Line of Credit GUARANTEED RATE AFFINITY LLC |
| May 31, 2023 | Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK |
| Apr 6, 2020 | Deed, Transfer · Conventional Mortgage SOUTH STATE BANK |
| Feb 3, 2017 | Deed, Transfer · ARM FAMILY TRUST FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2024 · Amount on File |
| Deed Sale | Apr 22, 2024 · Amount on File |
| Prior Sale | May 31, 2023 · Amount on File |
| Deed Document Number | 202411968 |
| Deed Book / Page | 21264 / 118 |
| Prior Transfer Date | Jan 30, 2017 |
| Prior Transfer Doc | 1622000213 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Apr 22, 2024 |
| Property Address | 3695 MT GALLANT RD, ROCK HILL, SC 29732-8246 |
| Document Number | 2126400118 |
| Book / Page | 21264 / 118 |
| Map Reference | MB B207 PG 3 |
| Instrument Date | Apr 19, 2024 |
| Instrument | 2024011968 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,365.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3695 MT GALLANT RD, ROCK HILL, SC 29732-8246 |
| Document Number | 2024011969 |
|---|---|
| Date | Apr 22, 2024 |
| Instrument | 2024011969 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Number | 2126400120 |
|---|---|
| Date | Apr 22, 2024 |
| Book Page | 21264/120 |
| Instrument | 2024011969 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1800 W LARCHMONT AVE, CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | May 31, 2023 |
| Property Address | 3695 MT GALLANT RD, ROCK HILL, SC 29732-8246 |
| Document Number | 2077800063 |
| Book / Page | 20778 / 63 |
| Map Reference | MB B207 PG 3 |
| Instrument Date | May 26, 2023 |
| Instrument | 2023016095 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3695 MT GALLANT RD, ROCK HILL, SC 29732-8246 |
| Document Number | 2023016096 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 2023016096 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Jun 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Max Rate | 10.6% |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Apr 6, 2020 |
| Property Address | 3695 MT GALLANT RD, ROCK HILL, SC 29732-8246 |
| Document Number | 1818200315 |
| Book / Page | 18182 / 315 |
| Map Reference | MB B207 PG 3 |
| Instrument Date | Apr 3, 2020 |
| Instrument | 2020014488 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,424.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3695 MT GALLANT RD, ROCK HILL, SC 29732-8246 |
| Document Number | 2020014489 |
|---|---|
| Date | Apr 6, 2020 |
| Instrument | 2020014489 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Feb 3, 2017 |
| Property Address | 3695 MT GALLANT RD, ROCK HILL, SC 29732-8246 |
| Document Number | 1622000213 |
| Book / Page | 16220 / 213 |
| Map Reference | MB B207 PG 3 |
| Instrument Date | Jan 30, 2017 |
| Instrument | 201700002104 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $832.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3695 MOUNT GALLANT RD, ROCK HILL, SC 29732-8246 |
| Document Number | 201700002105 |
|---|---|
| Date | Feb 3, 2017 |
| Instrument | 201700002105 |
| Name | FAMILY TRUST FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Feb 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Max Rate | 9.25% |
The 2025 property tax bill for 3695 Mount Gallant Rd was $2,755.
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,755.00 | $20,170 Land $4,214 Building $15,956 | $504,250 Land $105,350 Building $398,900 |
| 2023 | $2,172.00 (-72.24%) | $15,115 (-33.34%) Land $2,995 Building $12,120 | $377,891 (-) Land $74,880 Building $303,011 |
| 2022 | $7,824.00 | $22,674 Land $4,493 Building $18,181 | $377,891 Land $74,880 Building $303,011 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3695 Mount Gallant Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3695 Mount Gallant Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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