Mesa County property record for 3694 F Rd, Palisade, CO 81526
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 8 ba · 6,388 sqft · built 1929 |
| Lot Size | 0.104 acres (4,548 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $399,900 (Nov 2007) |
| Tax Bill | $2,294 (2025) |
| Deeds & Mortgages | Aug 2026 Reverse Mortgage Aug 2026 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2941-044-00-087 |
| Primary APN | 2941-044-00-087 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 8 Baths |
| Total Rooms | 18 Rooms |
| Stories | 1 Story |
| Building Area | 6,388 sqft Living Area |
| 1st Floor Area | 4,344 sqft |
| Upper Floors Area | 288 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,548 sqft (0.104 acres) |
| Garage Type | Detached |
| Garage Area | 520 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 368 sqft |
| Patio Area | 1,784 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | R025581 |
|---|---|
| Street Address | 3694 F RD |
| City | PALISADE |
| State | CO |
| Zip | 81526-9324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 100FT W OF SE COR SEC 4 1S 2E W 245FT N 300FT N 83DEG E 95FT S 25DEG49 E 346.13FT TO POB EXC RD ON S |
| Legal Range | 002 |
| Legal Township | 01S |
| Legal Section | 04 |
| Legal Lot Number | 87 |
| Jurisdiction | MESA CO |
| Township / Civil Division | CLIFTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1200 |
Source: Mesa County records, as of September 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3694 F RD, PALISADE, CO 81526-9324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed of Trust, Mortgage · Reverse Mortgage GUILD MORTGAGE COMPANY |
| Aug 24, 2026 | Deed of Trust, Mortgage · Reverse Mortgage COMMISSIONER OF SOCIAL SERVICES NY |
| Apr 5, 2023 | Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2007 · Amount on Record |
| Deed Sale | Nov 30, 2007 · Amount on Record |
| Prior Sale | Apr 10, 1997 · Amount on Record |
| Deed Document Number | 20072414042 |
| Deed Book / Page | 4561 / 870 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Aug 24, 2026 |
| Property Address | 3694 F RD, PALISADE, CO 81526-9324 |
| Document Number | 0003168759 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 20263168759 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 3694 F RD, PALISADE, CO 81526-9324 |
| Document Number | 0003168759, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 20263168759 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Due | Dec 4, 2109 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Aug 24, 2026 |
| Property Address | 3694 F RD, PALISADE, CO 81526-9324 |
| Document Number | 0003168760 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 20263168760 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 3694 F RD, PALISADE, CO 81526-9324 |
| Document Number | 0003168760, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 20263168760 |
| Name | COMMISSIONER OF SOCIAL SERVICES NY |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Due | Dec 4, 2109 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 3694 F RD, PALISADE, CO 81526-9324 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3694 F RD, PALISADE, CO 81526-9324 |
| Document Number | 0003060224 |
|---|---|
| Date | Apr 5, 2023 |
| Instrument | 3060224 |
| Name | ALPINE BANK |
|---|---|
| Type | Bank |
| Address | RIFLE, CO 81650 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 5, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,294.00 (-41.85%) | $36,620 (-34.17%) Land $7,000 Building $29,620 | $585,840 (+16.01%) Land $112,000 Building $473,840 |
| 2024 | $3,945.00 (+0.61%) | $55,630 (-) Land $7,090 Building $48,540 | |
| 2023 | $3,921.00 (-14.93%) | $55,630 (-13.75%) Land $7,090 Building $48,540 | $504,980 (-3.26%) Land $98,800 Building $406,180 |
| 2022 | $4,609.00 | $64,500 Land $4,340 Building $60,160 | |
| 2021 | $522,020 Land $59,000 Building $463,020 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1984) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 74% of Colorado |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTE WCD serves 92,580 people · EPA ID CO0139791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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