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3693 North Way, Oceanside, CA 92056 Property Records

San Diego County property record for 3693 North Way, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 827 sqft · built 1972
Lot Size0.74 acres (3,200 sqft)
OwnerIndividual Name on Record
Last Sale$473,000 (Jan 2024)
Tax Bill$5,365 (2025)
Deeds & MortgagesSep 2025 Mortgage
Jan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN165-374-12-00

Property Details

APN / Parcel Number

Primary APN165-374-12-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area827 sqft Living Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area3,200 sqft (0.74 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address3693 NORTH WAY
CityOCEANSIDE
StateCA
Zip92056-4109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 62 TR 006892
Legal SubdivisionCOSTA SERENA
Legal Tract006892
Legal Block3
Legal Lot Number62
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3001
Census Tract18517

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3693 NORTH WAY, OCEANSIDE, CA 92056-4109
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Deed of Trust, Mortgage · Conventional Mortgage
RESIDENTIAL WHOLESALE MORTGAGE INC
Jan 9, 2024Grant Deed, Transfer · Conventional Mortgage
POINT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2024 · Amount on Record
Deed SaleJan 9, 2024 · Amount on Record
Deed Document Number20245798
Prior Transfer DateJan 2, 2024
Prior Transfer Doc0000005797
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3693 NORTH WAY, OCEANSIDE, CA 92056-4109
Transaction TypeMortgage
Record UpdatedOct 8, 2025
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3693 NORTH WAY, OCEANSIDE, CA 92056-4109

Mortgage

Document Number0000272099
DateSep 30, 2025
Instrument2025-0272099
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92130
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

January 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 9, 2024
Property Address3693 NORTH WAY, OCEANSIDE, CA 92056-4109
Document Number0000005798
Map ReferenceMAP 6892
Instrument DateDec 21, 2023
Instrument2024-0005798
Transaction TypeTransfer
Record UpdatedJan 18, 2024
Title CompanyCALIFORNIA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address904 VISTA WAY, OCEANSIDE, CA 92054-6447

Mortgage

Document Number0000005799
DateJan 9, 2024
Instrument2024-0005799
Lender
NamePOINT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$492,107 (+2%) Land $136,622 Building $355,485
2025$5,365.00 (+1,058.75%) Homeowner's exemption$482,459 (+1,187.79%) Land $133,944 Building $348,515
2023$463.00 (+1.54%)$37,464 Land $10,401 Building $27,063
2022$456.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLa Jolla Western
tribal government · serves 296 people · EPA ID 090605008
Water SourceGroundwater
Last State InspectionApr 2021
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Spectrum, T-Mobile.

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