Gwinnett County property record for 3692 Terrah Point Dr, Duluth, GA 30097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,002 sqft · built 2013 |
| Lot Size | 0.157 acres (6,823 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $656,000 (Sep 2025) |
| Tax Bill | $1,247 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Sep 2025 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-200-409 |
| Primary APN | 7-200-409 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,002 sqft Living Area |
| Gross Area | 3,482 sqft |
| 1st Floor Area | 3,002 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,823 sqft (0.157 acres) |
| View / Lot | Primary |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3692 TERRAH POINT DR |
|---|---|
| City | DULUTH |
| State | GA |
| Zip | 30097-6312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | L97 LAKES AT SUGARLOAF PH III-A |
| Legal Subdivision | LAKES AT SUGARLOAF PH III-A |
| Legal Phase | 3 |
| Legal Lot Number | 97 |
| Jurisdiction | GWINNETT GA |
| Township / Civil Division | SUWANEE-DULUTH |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 50233 |
Source: Gwinnett County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3692 TERRAH POINT DR, DULUTH, GA 30097-6312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FILO MORTGAGE |
| Sep 30, 2025 | Limited Warranty Deed, Transfer |
| Feb 17, 2017 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCE |
| Aug 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FNDG |
| Sep 17, 2019 | Quit Claim Deed, Mortgage · Conventional Mortgage NEW AMERICAN FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2025 · Amount on Record |
| Deed Sale | Sep 30, 2025 · Amount on Record |
| Prior Sale | Dec 17, 2012 · Amount on Record |
| Deed Book / Page | 62096 / 749 |
| Prior Transfer Date | Aug 12, 2019 |
| Prior Transfer Doc | 0568870117 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 3692 TERRAH POINT DR, DULUTH, GA 30097-6312 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3692 TERRAH POINT DR, DULUTH, GA 30097-6312 |
| Document Number | 0588580264 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 0000058858/0000000264 |
| Name | FILO MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Sep 30, 2025 |
| Property Address | 3692 TERRAH POINT DR, DULUTH, GA 30097-6312 |
| Document Number | 0620960749 |
| Book / Page | 62096 / 749 |
| Instrument Date | Sep 30, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $6.56 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3692 TERRAH POINT DR, DULUTH, GA 30097-6312 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 3692 TERRAH POINT DR, DULUTH, GA 30097-6312 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0549360597 |
|---|---|
| Date | Feb 17, 2017 |
| Book Page | 54936/597 |
| Name | AMERICAN FINANCE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 3692 TERRAH POINT DR, DULUTH, GA 30097-6312 |
| Document Number | 0568870119 |
| Instrument Date | Aug 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2019 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|---|
| Address | 3692 TERRAH POINT DR DULUTH GA 300976312, DULUTH, GA 30097-6312 |
| Document Number | 0568870119 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 056887/000119 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Sep 17, 2019 |
| Property Address | 3692 TERRAH POINT DR, DULUTH, GA 30097-6312 |
| Document Number | 0568870117 |
| Book / Page | 056887 / 000117 |
| Instrument Date | Aug 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2019 |
| Title Company | VANTAGE POINT TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3692 TERRAH POINT DR DULUTH GA 300976312, DULUTH, GA 30097-6312 |
| Document Number | 568870119 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 056887/000119 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2049 |
Source: Gwinnett County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Gwinnett County |
| Municipality | Duluth City |
| Unified School District | Gwinnett County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,247.00 (+12.95%) | $245,560 (+2.52%) Land $48,240 Building $197,320 | $613,900 (+2.52%) Land $120,600 Building $493,300 |
| 2023 | $1,104.00 | $239,520 Land $48,800 Building $190,720 | |
| 2022 | $598,800 Land $122,000 Building $476,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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