3691 E Hwy 60, Harned, KY 40144 Property Records

Breckinridge County property record for 3691 E Hwy 60, Harned, KY 40144

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,833 sqft · built 1998
Lot Size	5.19 acres (226,512 sqft)
Owner	2 Individual Names on File
Last Sale	$5,200 (Jun 1995)
Tax Bill	$1,673 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Jan 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-16G`

Property Details

APN / Parcel Number

Primary APN	`88-16G`
Alternative APN	`4351`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,833 sqft Living Area

Exterior

Year Built	Built 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	226,512 sqft (5.19 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	353 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Coal

Location & Zoning

Account Number	4351
Street Address	3691 E HIGHWAY 60
City	HARNED
State	KY
Zip	40144-5623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAND & HOUSE & BLDGS
Jurisdiction	BRECKINRIDGE KY
Township / Civil Division	HARDINSBURG
Census Block Group	4
Census Block	4023
Census Tract	960200

Owner

3691 E Hwy 60 is owned and occupied by two individuals who bought it in June 1995.

Source: Breckinridge County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3691 E HIGHWAY 60, HARNED, KY 40144-5623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage THE CECILIAN BANK
Jan 10, 2019	Deed of Trust, Mortgage · Line of Credit THE CECILIAN BANK
Jul 7, 2025	Deed of Trust, Mortgage · Commercial Mortgage THE SACRAMENTO DEPOSIT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 1995 · Amount on File
Deed Sale	Jun 19, 1995 · Amount on File
Deed Document Number	233-603
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	3691 E HIGHWAY 60, HARNED, KY 40144-5623
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000461/001
Date	Jan 10, 2019
Book Page	461/001
Instrument	2019000173

Lender

Name	THE CECILIAN BANK
Type	Bank
Address	HARDINSBURG, KY 40143

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2049

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	3691 E HIGHWAY 60, HARNED, KY 40144-5623
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000461/009
Date	Jan 10, 2019
Book Page	461/009
Instrument	2019000174

Lender

Name	THE CECILIAN BANK
Type	Bank
Address	HARDINSBURG, KY 40143

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 25, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	3691 E HIGHWAY 60, HARNED, KY 40144-5623
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2277 DEXTERVILLE OAK RIDGE RD, MORGANTOWN, KY 42261-9694

Mortgage

Document Number	00M582/384
Date	Jul 7, 2025
Book Page	M582/384
Instrument	2020941612

Lender

Name	THE SACRAMENTO DEPOSIT BANK
Type	Bank
Address	PO BOX 220, CANEYVILLE, KY 42721

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3691 E Hwy 60 was $1,673 with a homeowner's exemption.

Source: Breckinridge County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Breckinridge County
Unified School District	Breckinridge County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,673.00 Homeowner's exemption	$222,000 Land $20,000 Building $202,000	$222,000 Land $20,000 Building $202,000
2023	$2,093.00 (+11.63%)	$197,000 (+14.53%) Land $20,000 Building $177,000	$197,000 (+14.53%) Land $20,000 Building $177,000
2022	$1,875.00	$172,000 Land $17,000 Building $155,000	$172,000 Land $17,000 Building $155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3691 E Hwy 60 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3691 E Hwy 60 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDINSBURG RO WTP serves 18,437 people · EPA ID KY0140966
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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