3691 Alm Rd, Everson, WA 98247 Property Records

Whatcom County property record for 3691 Alm Rd, Everson, WA 98247

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 1983
Lot Size	2.09 acres (91,476 sqft)
Owner	2 Individual Names on File
Last Sale	$439,000 (Oct 2019)
Tax Bill	$5,770 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`565254`

Property Details

APN / Parcel Number

Primary APN	`565254`
Alternative APNs	`400421 512213 0000` `138000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	1,540 sqft
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Other
Lot Area	91,476 sqft (2.09 acres)
Garage Type	Attached
Garage Area	868 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	565254
Street Address	3691 ALM RD
City	EVERSON
State	WA
Zip	98247-9274
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	LOT B BRULAND SHORT PLAT AS REC BOOK 4 SHORT PLATS PG 5
Legal Range	04
Legal Township	40
Legal Section	21
Legal Subdivision	BRULAND SHORT PLAT
Legal Lot Number	B
Jurisdiction	WHATCOM WA
Township / Civil Division	SUMAS
Census Block Group	2
Census Block	2024
Census Tract	10201

Owner

3691 Alm Rd is owned and occupied by two individuals who bought it in October 2019.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3691 ALM RD, EVERSON, WA 98247-9274
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FILO MORTGAGE LLC
Oct 1, 2019	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2019 · Amount on File
Deed Sale	Oct 1, 2019 · Amount on File
Deed Document Number	2019-1000127
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3691 ALM RD, EVERSON, WA 98247-9274
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	SOLIDIFI TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210500871
Date	May 6, 2021
Instrument	2021-0500871

Lender

Name	FILO MORTGAGE LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 1, 2019
Property Address	3691 ALM RD, EVERSON, WA 98247-9274
Document Number	2191000127
Instrument Date	Sep 25, 2019
Instrument	1000127
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,819.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3691 ALM RD EVERSON WA 982479274, EVERSON, WA 98247-9274

Mortgage

Document Number	2191000128
Date	Oct 1, 2019
Instrument	1000128

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3691 Alm Rd was $5,770.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,770.00	$623,479 Land $218,662 Building $404,817	$623,479 Land $218,662 Building $404,817
2022		$538,333 Land $210,252 Building $328,081	$538,333 Land $210,252 Building $328,081
2021	$4,485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3691 Alm Rd in Zone X, an area of minimal flood risk, though there have been 60 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 92 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	60 (2015–2025)
Claims Outside the SFHA	24 of 60
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3691 Alm Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NOOKSACK VALLEY WATER ASSOCIATION private · serves 1,343 people · EPA ID WA5359850
Water Source	Purchased groundwater from SUMAS WATER DEPT
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pogozone powered by Neubeam Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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