3690 E Commerce Way, Sacramento, CA 95834 Property Records

Sacramento County property record for 3690 E Commerce Way, Sacramento, CA 95834

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,285 sqft · built 2019
Lot Size0.034 acres (1,460 sqft)
Owner2 Individual Names on Record
Last Sale$395,000 (Jul 2025)
Tax Bill$5,800 (2025)
Deeds & MortgagesMar 2025 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone A99 (high risk)
APN225-3060-021-0000

Property Details

APN / Parcel Number

Primary APN225-3060-021-0000

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,285 sqft Living Area
1st Floor Area474 sqft
2nd Floor Area811 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area1,460 sqft (0.034 acres)
Garage Area409 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3690 E COMMERCE WAY
CitySACRAMENTO
StateCA
Zip95834-4034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3-PUD
Legal DescriptionNATOMAS FIELD PHASE 3B-1, LOT 21, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal SubdivisionNATOMAS FIELD PHASE 3B-1
Legal Lot Number21
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group3
Census Block3011
Census Tract7028

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3222 DULLANTY WAY, SACRAMENTO, CA 95816-6551
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2025Deed of Trust, Mortgage · Commercial Mortgage
PACIFIC SERVICE CU
Aug 29, 2019Grant Deed, Subdivision Related Transfer · Conventional with PMI
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2025 · Amount on Record
Deed SaleJul 10, 2025 · Amount on Record
Prior SaleAug 29, 2019 · Amount on Record
Deed Book / Page20250710 / 587
Prior Transfer DateDec 22, 2020
Prior Transfer Doc12280000000725
Record UpdatedSep 20, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address3690 E COMMERCE WAY, SACRAMENTO, CA 95834-4034
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyCHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3690 E COMMERCE WAY, SACRAMENTO, CA 95834-4034

Mortgage

Document Number0000000700
DateMar 5, 2025
Instrument202503050700
Lender
NamePACIFIC SERVICE CU
TypeCredit Union
AddressCONCORD, CA 94520
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

August 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateAug 29, 2019
Property Address3690 E COMMERCE WAY, SACRAMENTO, CA 95834-4034
Document Number1908291759
Instrument DateAug 12, 2019
Instrument1908291759
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 11, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$378.40
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address750 ALWIN DR DIXON CA 956204537, DIXON, CA 95620-4537

Mortgage

Document Number1908291760
DateAug 29, 2019
Instrument1908291760
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 28, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalitySacramento City
Unified School DistrictNatomas Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$395,000 (+3.88%) Land $130,000 Building $265,000
2025$5,800.00 (-3.62%)$380,234 (+4.04%) Land $108,802 Building $271,432
2024$6,018.00 (+4.84%)
2023$5,740.00 (+1.95%)$365,471 Land $104,578 Building $260,893
2022$5,630.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A99
high risk · federal flood protection under construction
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 646 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies646 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SACRAMENTO MAIN
state or territorial government · serves 527,979 people · EPA ID CA3410020
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
unWired Broadband
Fixed Wireless
400 / 50
Succeed.Net
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Fidium Fiber.

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