3690 E Bay St, Duluth, GA 30096 Property Records

Gwinnett County property record for 3690 E Bay St, Duluth, GA 30096

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,810 sqft · built 1986
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Sep 2025)
Tax Bill	$2,782 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6-291A-005`

Property Details

APN / Parcel Number

Primary APN	`6-291A-005`
Alternative APNs	`R6291A-005` `1140307`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,810 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	666 sqft
Basement Area	666 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Lot Area	2,178 sqft (0.05 acres)
Terrain	High
View / Lot	Primary
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	200 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3690 E BAY ST
City	DULUTH
State	GA
Zip	30096-4868
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	L5D ASHLEY SQUARE 1
Legal Subdivision	ASHLEY SQUARE 1
Legal Lot Number	5D
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	2
Census Block	2005
Census Tract	50219

Owner

Source: Gwinnett County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3690 E BAY ST, DULUTH, GA 30096-4868
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO
Sep 16, 2025	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Prior Sale	Dec 30, 2013 · Amount on Record
Deed Book / Page	62070 / 516
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3690 E BAY ST, DULUTH, GA 30096-4868
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3690 E BAY ST, DULUTH, GA 30096-4868

Mortgage

Document Number	0587420148
Date	May 18, 2021
Book Page	0000058742/0000000148

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Sep 16, 2025
Property Address	3690 E BAY ST, DULUTH, GA 30096-4868
Document Number	0620700516
Book / Page	62070 / 516
Instrument Date	Sep 15, 2025
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.75
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3690 E BAY ST, DULUTH, GA 30096-4868

Mortgage

Document Number	0062070518
Date	Sep 16, 2025
Instrument	62070/518

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2055

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3690 E BAY ST, DULUTH, GA 30096-4868
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3690 E BAY ST, DULUTH, GA 30096-4868

Mortgage

Document Number	0587420000000148
Date	May 18, 2021
Book Page	0000058742/0000000148

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,782.00 (+1.72%)	$130,200 (+6.9%) Land $22,000 Building $108,200	$325,500 (+6.9%) Land $55,000 Building $270,500
2024	$2,735.00 (+21.93%) Homeowner's exemption	$121,800 (+0.59%) Land $20,000 Building $101,800	$304,500 (+0.59%) Land $50,000 Building $254,500
2023	$2,243.00 Homeowner's exemption	$121,080 Land $20,000 Building $101,080
2022			$302,700 Land $50,000 Building $252,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Google Fiber, Verizon, Xfinity.

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