El Dorado County property record for 3690 Cambridge Rd, Cameron Park, CA 95682
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 6 ba · 2,263 sqft · built 1977 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | Individual Name on File |
| Last Sale | $495,000 (Nov 2006) |
| Tax Bill | $4,144 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2026 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082-172-019-000 |
| Primary APN | 082-172-019-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 6 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,263 sqft Living Area |
| 1st Floor Area | 2,263 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Wood |
| Lot Area | 29,185 sqft (0.67 acres) |
| Terrain | Gentle Slope |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 2,263 sqft |
| Sewer | Connected |
|---|---|
| Water Source | Commercial |
| Street Address | 3690 CAMBRIDGE RD |
|---|---|
| City | CAMERON PARK |
| State | CA |
| Zip | 95682-9019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PM 40/88/1 |
| Legal Subdivision | CAMERON PARK NORTH UNIT #2 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 30807 |
3690 Cambridge Rd is owned by an individual who acquired it in May 2021.
Source: El Dorado County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3686 CAMBRIDGE RD, CAMERON PARK, CA 95682-9019 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2026 | Affidavit, Transfer · Conventional Mortgage |
| Feb 23, 2026 | Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC |
| Feb 11, 2026 | Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC |
| May 10, 2021 | Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| May 10, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage BACKAM FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2006 · Amount on File |
| Deed Sale | Nov 21, 2006 · Amount on File |
| Prior Sale | Feb 1, 2002 · Amount on File |
| Deed Document Number | 200679753 |
| Last Transfer Date | May 4, 2021 |
| Transfer Doc | 0000032012 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Aug 11, 2026 |
| Property Address | 3690 CAMBRIDGE RD, CAMERON PARK, CA 95682-9019 |
| Document Number | 0000026148 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 202626148 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3686 CAMBRIDGE RD, CAMERON PARK, CA 95682-9019 |
| Document Number | 0000000149, |
|---|---|
| Date | Aug 11, 2026 |
| Instrument | 2026149 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3690 CAMBRIDGE RD, CAMERON PARK, CA 95682-9019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3690 CAMBRIDGE RD, CAMERON PARK, CA 95682-9019 |
| Document Number | 0000005989 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 2026-0005989 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 22, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3690 CAMBRIDGE RD, CAMERON PARK, CA 95682-9019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3686 CAMBRIDGE RD, CAMERON PARK, CA 95682-9019 |
| Document Number | 0000004967 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 2026-0004967 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Address | TUCSON, AZ 85718 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 10, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | May 10, 2021 |
| Property Address | 3690 CAMBRIDGE RD, CAMERON PARK, CA 95682-9019 |
| Document Number | 0000032014 |
| Map Reference | MB 40 PG 8 |
| Instrument Date | May 4, 2021 |
| Instrument | 2021-0032014 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3686 CAMBRIDGE RD, CAMERON PARK, CA 95682-9019 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | May 10, 2021 |
| Property Address | 3690 CAMBRIDGE RD, CAMERON PARK, CA 95682-9019 |
| Document Number | 0000032012 |
| Map Reference | MB 40 PG 88 |
| Instrument Date | May 4, 2021 |
| Instrument | 2021-0032012 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3686 CAMBRIDGE RD, CAMERON PARK, CA 95682-9019 |
| Document Number | 0000032013 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2021-0032013 |
| Name | BACKAM FUNDING CORP |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 3690 Cambridge Rd was $4,144, up 2.3% from the year before.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Elementary School District | Buckeye Union Elementary School District (KG - 08) |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $391,876 (+2%) Land $100,478 Building $291,398 | |
| 2025 | $4,144.00 (+2.3%) Homeowner's exemption | $384,193 Land $98,508 Building $285,685 |
| 2024 | $4,051.00 (+2.45%) | |
| 2023 | $3,954.00 (+0.97%) Homeowner's exemption | $369,277 Land $94,684 Building $274,593 |
| 2022 | $3,916.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3690 Cambridge Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 15 (1993–2023) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Mar 2023 · Severe Winter Storms And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3690 Cambridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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