Kane County property record for 369 Vincent Pl, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,861 sqft · built 1953 |
| Lot Size | 0.321 acres (13,992 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (Apr 2026) |
| Tax Bill | $8,241 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Sep 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-105-007 |
| Primary APN | 06-14-105-007 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,861 sqft Living Area |
| Gross Area | 3,722 sqft |
| 1st Floor Area | 1,861 sqft |
| Basement Area | 1,861 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 13,992 sqft (0.321 acres) |
| Lot Dimensions | 132 ft deep x 106 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 369 VINCENT PL |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDWARD J OBEIRNES SUB LOTS 7 & 8 BLOCK 5 |
| Legal Subdivision | EDWARD J OBEIRNES SUB |
| Legal Block | 5 |
| Legal Lot Number | 7,8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 851102 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1836 MICHIGAN AVE, 204, NAPERVILLE, IL 60563-9299 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage CENTRA CREDIT UNION |
| Sep 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Nov 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 11, 2017 | Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2026 · Amount on Record |
| Deed Sale | Apr 7, 2026 · Amount on Record |
| Prior Sale | Sep 10, 2021 · Amount on Record |
| Deed Document Number | 202613729 |
| Prior Transfer Date | Mar 15, 2004 |
| Prior Transfer Doc | 0000113329 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 7, 2026 |
| Property Address | 369 VINCENT PL, ELGIN, IL 60123-3457 |
| Document Number | 0000013729 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 202613729 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $59,085.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 0000013730, |
|---|---|
| Date | Apr 7, 2026 |
| Instrument | 202613730 |
| Name | CENTRA CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 10, 2021 |
| Property Address | 369 VINCENT PL, ELGIN, IL 60123-3457 |
| Document Number | 0000069228 |
| Instrument Date | Sep 2, 2021 |
| Instrument | 2021K069228 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 369 VINCENT PL, 369, ELGIN, IL 60123-3457 |
| Name | Verified Name |
|---|---|
| Address | 45 S PINE ST, PALATINE, IL 60067-6035 |
| Document Number | 0000069229 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2021K069229 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 369 VINCENT PL, ELGIN, IL 60123-3457 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000073117 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 2020K073117 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 11, 2017 |
| Property Address | 369 VINCENT PL, ELGIN, IL 60123-3457 |
| Document Number | 0000064212 |
| Instrument Date | Nov 6, 2017 |
| Instrument | 2017K064212 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ACQUISITION TITLE SERVICES L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $233.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 MALLERY AVE, 22, ELGIN, IL 60123-6104 |
| Name | Verified Name |
|---|---|
| Address | 269 VINCENT PL, ELGIN, IL 60123-5351 |
| Document Number | 0000064213 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 2017K064213 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,241.00 (+4.16%) Homeowner's exemption | ||
| 2024 | $7,912.00 (+11.23%) | $106,869 (+21.39%) Land $31,530 Building $75,339 | $320,735 (+21.44%) Land $94,628 Building $226,107 |
| 2022 | $7,113.00 (+4.5%) Homeowner's exemption | $88,035 (+6.96%) Land $25,973 Building $62,062 | $264,105 (+6.96%) Land $77,919 Building $186,186 |
| 2021 | $6,807.00 Homeowner's exemption | $82,307 Land $24,283 Building $58,024 | $246,921 Land $72,849 Building $174,072 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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