369 Flat River Dr SE, Lowell, MI 49331 Property Records

Kent County property record for 369 Flat River Dr SE, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,040 sqft · built 1956
Lot Size	0.865 acres (37,679 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Feb 2022)
Tax Bill	$1,437 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-16-26-478-008`

Property Details

APN / Parcel Number

Primary APN	`41-16-26-478-008`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	37,679 sqft (0.865 acres)
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	369 FLAT RIVER DR SE
City	LOWELL
State	MI
Zip	49331-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	PART GOVT LOT 10 COM 1699.18 FT E ALONG S SEC LINE FROM SW COR OF GOVT LOT 10 TH N 24D 23M E 297.5 FT TO BEG OF THIS DESC -
Legal Range	09W
Legal Township	07N
Legal Section	26
Legal Lot Number	10
Jurisdiction	KENT MI
Township / Civil Division	VERGENNES
Census Block Group	1
Census Block	1052
Census Tract	12003

Owner

Source: Kent County assessment roll, as of June 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	369 FLAT RIVER DR SE, LOWELL, MI 49331-9604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Feb 23, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 23, 2022 · Amount on Record
Deed Sale	Feb 23, 2022 · Amount on Record
Prior Sale	Jul 28, 2010 · Amount on Record
Deed Document Number	202216015
Prior Transfer Date	Feb 14, 2022
Prior Transfer Doc	0000016015
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	369 FLAT RIVER DR SE, LOWELL, MI 49331-9604
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	369 FLAT RIVER DR SE, LOWELL, MI 49331-9604

Mortgage

Document Number	0000060563
Date	Aug 1, 2022
Instrument	20220801-0060563

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Feb 23, 2022
Property Address	369 FLAT RIVER DR SE, LOWELL, MI 49331-9604
Document Number	0000016015
Instrument Date	Feb 14, 2022
Instrument	20220223-0016015
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	TITLE RESOURCE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 ROBERTA JAYNE DR, 217, LOWELL, MI 49331-1243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	369 FLAT RIVER DR SE, LOWELL, MI 49331-9604

Mortgage

Document Number	0000016016
Date	Feb 23, 2022
Instrument	20220223-0016016

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Kent County assessment roll, as of June 13, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Vergennes Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,437.00 (-13.95%) Homeowner's exemption	$126,200 (+14.73%)	$252,400 (+14.73%)
2023		$110,000	$220,000
2019	$1,670.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber Holding Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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