369 E Cove Rd, Hudson, WI 54016 Property Records

St. Croix County property record for 369 E Cove Rd, Hudson, WI 54016

Property Summary

Property TypeSingle Family Home
Lot Size3.1 acres (135,036 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Jul 2017)
Tax Bill$4,973 (2026)
Deeds & MortgagesAug 2020 Mortgage
Mar 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN040-1074-95-000

Property Details

APN / Parcel Number

Primary APN040-1074-95-000
Alternative APN
  • 18.28.19.284B

Exterior

Lot Area135,036 sqft (3.1 acres)

Location & Zoning

Street Address369 E COVE RD
CityHUDSON
StateWI
Zip54016-8040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 18 T28N R19W 3.10 AC NE SE THAT PART OF LOT 1 CSM 5/1315 669/371 INCLUDES P285G (040-1075-70-000)
Legal Range19W
Legal Township28N
Legal Section18
Legal Lot Number1
JurisdictionST CROIX WI
Township / Civil DivisionTROY
Census Block Group2
Census Block2017
Census Tract120906

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address369 E COVE RD, HUDSON, WI 54016-8040
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS STATE BANK
Mar 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
WATERSTONE MORTGAGE
Dec 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
WATERSTONE MORTGAGE
Jul 13, 2017Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2017 · Amount on Record
Deed SaleJul 13, 2017 · Amount on Record
Deed Document Number20171050756
Prior Transfer DateAug 19, 2013
Prior Transfer Doc0000984677
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CROIX WI
Property Address369 E COVE RD, HUDSON, WI 54016-8040
Transaction TypeMortgage
Record UpdatedJul 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001110406
DateAug 28, 2020
Instrument1110406
Lender
NameCITIZENS STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CROIX WI
Property Address369 E COVE RD, HUDSON, WI 54016-8040
Transaction TypeMortgage
Record UpdatedJul 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001099338
DateMar 26, 2020
Instrument1099338
Lender
NameWATERSTONE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 1, 2040
Interest
Rate TypeFixed Rate

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CROIX WI
Property Address369 E COVE RD, HUDSON, WI 54016-8040
Transaction TypeMortgage
Record UpdatedJul 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001145939
DateDec 28, 2021
Instrument1145939
Lender
NameWATERSTONE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term252 Months
DueJan 1, 2042
Interest
Rate TypeFixed Rate

July 2017: Deed, Transfer

Document TypeDeed
JurisdictionST CROIX WI
Recording DateJul 13, 2017
Property Address369 E COVE RD, HUDSON, WI 54016-8040
Document Number0001050756
Instrument DateJun 14, 2017
Instrument1050756
Transaction TypeTransfer
Record UpdatedJul 14, 2022
Title CompanyTITLESMART INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,020.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001050757
DateJul 13, 2017
Instrument1050757
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
AddressPEWAUKEE, WI 53072
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountySt. Croix County
County SubdivisionTroy Town
Unified School DistrictHudson School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,973.00 Homeowner's exemption
2025$4,973.00 (+8.96%) Homeowner's exemption$425,700 (-) Land $109,500 Building $316,200$425,700 (-) Land $109,500 Building $316,200
2023$4,564.00 Homeowner's exemption$425,700 Land $109,500 Building $316,200$425,700 Land $109,500 Building $316,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Baldwin Telecom
Fiber
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20

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